NAGARAJ Subramani
NAMAKKAL
Summary
Detail-oriented Risk Manager improving safety performance and culture to promote sustainable value within NBFC/Micro finance sectors. Demonstrates excellent time management techniques and organizational skills to meet business targets. Interacts effectively, utilizing good communication skills, cooperating purposefully and providing guidance to mitigate risks.
Overview
9
9
years of professional experience
Work History
Senior Risk Manager
L & T Financial Ltd
Tiruchengode
10.2021 - Current
- Doing Internal & External Auditing.
- BGV and Business related all Audits verifying.
- Conducted regular reviews of internal control systems to ensure compliance with established standards.
- Provided guidance on risk assessment techniques, methods, and tools.
- Developed training programs to educate employees on best practices related to risk management.
- Conducted periodic audits of third-party vendors to evaluate their level of compliance with organizational policies.
- Advised senior management on appropriate actions needed when dealing with high-risk situations.
- Conducted risk analyses to manage organizational risk profile, form reliable control systems and monitor legal issues.
Senior Branch Manager
New Opportunity Consultancy Pvt Ltd
Kallakurichi
11.2019 - 11.2021
- 2.1 years Experience in same company
- Developed and implemented strategies to increase branch profitability.
- Conducted regular performance appraisals of staff, providing feedback and coaching as needed.
- Monitored sales goals and objectives for the branch, ensuring that they were met or exceeded.
- Developed and maintained relationships with customers and business partners in order to maximize customer satisfaction and loyalty.
- Managed all aspects of branch operations, from hiring staff to maintaining budgets.
- Provided leadership by setting a positive example for other employees to follow.
- Resolved customer complaints in a timely manner while protecting the interests of the bank at all times.
Auditing & Risk Officer
NEW OPPORTUNITY CONSULTANCY Pvt Ltd & (BC) of YES BANK Pvt Ltd
Namakkal
07.2017 - 11.2019
- 2.5 years Experience in same company
- Reviewed existing policies and procedures related to risk management and recommended changes where necessary.
- Analyzed data from various sources such as financial reports, industry trends, customer feedback, to assess potential risks associated with business decisions.
- Provided training to staff members on proper procedures for identifying, assessing and mitigating risks.
- Documented and reported on key risks and recommended mitigation strategies.
Relationship Officer
INDIAN ASSOCIATION FOR SAVINGS AND CREDIT Micro-finance & (BC) of YES BANK Pvt Ltd
Moaner
12.2014 - 06.2017
- Worked on Sales Team(2.5 Years Experience)
- Provided financial advice to clients based on their needs and goals.
- Performed credit analysis of customer profiles and portfolios, ensuring adherence to credit policies.
- Analyzed client data to identify opportunities for cross-selling products and services.
- Ensure all accounts recovery 100%
Education
GOVT HIGHER SECONDARY SCHOOL, PALAPATT. (STATE BOARD), 10TH -
01.2009
Master of Computer Applications - Computer Engineering
AMS COLLEGE OF ENGINEERING
NamakkalPGP COLLEGE OF ARTS & SCIENCE (PERIYAR UNIVERSITY), BCA -
GOVT HIGHER SECONDARY SCHOOL, PALAPATT. (STATE BOARD), HSC -
Skills
- Keen Observer
- Active Listener
- Flexible And Hardworking
- C
- C
- Core Java
- Visual Basic
- HTML
- Packages (MS OFFICE)
- Type writing in English
- Computer HARDWARE
- Portfolio Management
- Compliance Monitoring
- Stakeholder Communication
- Audit Coordination
- Internal Controls
- Risk Mitigation
Personal Profile
DOB - 08-10-1993
Marital Status-Married
Religion - Hindu
I am a self-motivating and quality conscious person and my key attributes are firm determination, innovative ideas, positive attitude, never dying confidence and diligence. To work in the most challenging position with an organization that provides ample opportunities to learn to contribute.
Field Of Interest
- COST And MANAGEMENT Accounts
- SYSTEM MANAGEMENT
- LISTENING MUSIC
- PLAYING VOLLY BOLL
- KABODDI
- WORK OUTING GYM
Disclaimer
I here by declare that the above given particular's are to the best of my knowledge and belief
Affiliations
- Studying Market Information.
- Planning of Working task and close Genuinely.
Languages
Tamil
First Language
English
Intermediate (B1)
B1
Timeline
Senior Risk Manager
L & T Financial Ltd
10.2021 - Current
Senior Branch Manager
New Opportunity Consultancy Pvt Ltd
11.2019 - 11.2021
Auditing & Risk Officer
NEW OPPORTUNITY CONSULTANCY Pvt Ltd & (BC) of YES BANK Pvt Ltd
07.2017 - 11.2019
Relationship Officer
INDIAN ASSOCIATION FOR SAVINGS AND CREDIT Micro-finance & (BC) of YES BANK Pvt Ltd
12.2014 - 06.2017
GOVT HIGHER SECONDARY SCHOOL, PALAPATT. (STATE BOARD), 10TH -
Master of Computer Applications - Computer Engineering
AMS COLLEGE OF ENGINEERING
PGP COLLEGE OF ARTS & SCIENCE (PERIYAR UNIVERSITY), BCA -
GOVT HIGHER SECONDARY SCHOOL, PALAPATT. (STATE BOARD), HSC -
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