Summary
Overview
Work History
Education
Skills
Affiliations
Languages
Timeline
CustomerServiceRepresentative
NAGARAJ Subramani

NAGARAJ Subramani

NAMAKKAL

Summary

Detail-oriented Risk Manager improving safety performance and culture to promote sustainable value within NBFC/Micro finance sectors. Demonstrates excellent time management techniques and organizational skills to meet business targets. Interacts effectively, utilizing good communication skills, cooperating purposefully and providing guidance to mitigate risks.

Overview

9
9
years of professional experience

Work History

Senior Risk Manager

L & T Financial Ltd
Tiruchengode
10.2021 - Current
  • Doing Internal & External Auditing.
  • BGV and Business related all Audits verifying.
  • Conducted regular reviews of internal control systems to ensure compliance with established standards.

  • Provided guidance on risk assessment techniques, methods, and tools.
  • Developed training programs to educate employees on best practices related to risk management.
  • Conducted periodic audits of third-party vendors to evaluate their level of compliance with organizational policies.
  • Advised senior management on appropriate actions needed when dealing with high-risk situations.
  • Conducted risk analyses to manage organizational risk profile, form reliable control systems and monitor legal issues.

Senior Branch Manager

New Opportunity Consultancy Pvt Ltd
Kallakurichi
11.2019 - 11.2021
  • 2.1 years Experience in same company
  • Developed and implemented strategies to increase branch profitability.
  • Conducted regular performance appraisals of staff, providing feedback and coaching as needed.
  • Monitored sales goals and objectives for the branch, ensuring that they were met or exceeded.
  • Developed and maintained relationships with customers and business partners in order to maximize customer satisfaction and loyalty.
  • Managed all aspects of branch operations, from hiring staff to maintaining budgets.
  • Provided leadership by setting a positive example for other employees to follow.
  • Resolved customer complaints in a timely manner while protecting the interests of the bank at all times.

Auditing & Risk Officer

NEW OPPORTUNITY CONSULTANCY Pvt Ltd & (BC) of YES BANK Pvt Ltd
Namakkal
07.2017 - 11.2019
  • 2.5 years Experience in same company
  • Reviewed existing policies and procedures related to risk management and recommended changes where necessary.
  • Analyzed data from various sources such as financial reports, industry trends, customer feedback, to assess potential risks associated with business decisions.
  • Provided training to staff members on proper procedures for identifying, assessing and mitigating risks.
  • Documented and reported on key risks and recommended mitigation strategies.

Relationship Officer

INDIAN ASSOCIATION FOR SAVINGS AND CREDIT Micro-finance & (BC) of YES BANK Pvt Ltd
Moaner
12.2014 - 06.2017
  • Worked on Sales Team(2.5 Years Experience)
  • Provided financial advice to clients based on their needs and goals.
  • Performed credit analysis of customer profiles and portfolios, ensuring adherence to credit policies.
  • Analyzed client data to identify opportunities for cross-selling products and services.
  • Ensure all accounts recovery 100%

Education

GOVT HIGHER SECONDARY SCHOOL, PALAPATT. (STATE BOARD), 10TH -

01.2009

Master of Computer Applications - Computer Engineering

AMS COLLEGE OF ENGINEERING
Namakkal

PGP COLLEGE OF ARTS & SCIENCE (PERIYAR UNIVERSITY), BCA -

GOVT HIGHER SECONDARY SCHOOL, PALAPATT. (STATE BOARD), HSC -

Skills

  • Keen Observer
  • Active Listener
  • Flexible And Hardworking
  • C
  • C
  • Core Java
  • Visual Basic
  • HTML
  • Packages (MS OFFICE)
  • Type writing in English
  • Computer HARDWARE
  • Portfolio Management
  • Compliance Monitoring
  • Stakeholder Communication
  • Audit Coordination
  • Internal Controls
  • Risk Mitigation

Affiliations

  • Studying Market Information.
  • Planning of Working task and close Genuinely.

Languages

Tamil
First Language
English
Intermediate (B1)
B1

Timeline

Senior Risk Manager

L & T Financial Ltd
10.2021 - Current

Senior Branch Manager

New Opportunity Consultancy Pvt Ltd
11.2019 - 11.2021

Auditing & Risk Officer

NEW OPPORTUNITY CONSULTANCY Pvt Ltd & (BC) of YES BANK Pvt Ltd
07.2017 - 11.2019

Relationship Officer

INDIAN ASSOCIATION FOR SAVINGS AND CREDIT Micro-finance & (BC) of YES BANK Pvt Ltd
12.2014 - 06.2017

GOVT HIGHER SECONDARY SCHOOL, PALAPATT. (STATE BOARD), 10TH -

Master of Computer Applications - Computer Engineering

AMS COLLEGE OF ENGINEERING

PGP COLLEGE OF ARTS & SCIENCE (PERIYAR UNIVERSITY), BCA -

GOVT HIGHER SECONDARY SCHOOL, PALAPATT. (STATE BOARD), HSC -

NAGARAJ Subramani