Summary
Overview
Work History
Education
Skills
Accomplishments
Certifications and Achivements
Languages
Disclaimer
Timeline
Generic
NAGENDRAN P

NAGENDRAN P

Chennai, Tamilnadu

Summary

Dynamic professional with extensive experience in KYC verification and regulatory compliance at YES Bank. Proven track record in conducting customer due diligence and enhancing due diligence processes. Skilled in KYC verification and Risk assessment , with a strong focus on quality assurance and staff training. Committed to delivering results and ensuring compliance in all operations.

Overview

7
7
years of professional experience

Work History

Document Verification Unit - Deputy Manager

YES Bank
Chennai
06.2022 - Current
  • Conducting Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) for corporate accounts.
  • Scrutinizing and verifying the new and existing relationship account opening forms.
  • Checking negative list screening for all the onboarding non-individual customers, AUS, and BO with the use of AMLOCK software.
  • Performing KYC checks for all the constitutions of current accounts, such as proprietorships, public and private limited companies, partnerships, TASC, and government accounts.
  • Performing due diligence on the authorized signatories, directors, and major shareholders of the firm to identify beneficial owners in order to mitigate the risk at all levels.

Concurrent Auditor - Assistant Manager

Bandhan Bank
Madurai
07.2021 - 05.2022
  • Monitoring and verifying all types of transactions happening in the branch on a T+1 basis.
  • Proper checking of internal general ledger accounts, as per the checkpoint.
  • Conducting the surprise physical verification of cash, ATM, and stock available at the branch at stipulated intervals.
  • Verifying the AOF of savings accounts, current accounts, TDs, and gold loan products.
  • Checking all the registers and files maintained by the branch, and ensure compliance.

Assistant Manager

DCB Bank Limited
Chennai
03.2018 - 06.2021
  • Handled account opening activities (SB, Salary, Entity like Proprietor, public, and private limited Trust, etc.). Within a TAT.
  • Then I moved to the QC team and conducted 100% QC for all savings, current, TD, and amendment request forms.
  • Handled the concurrent audit process flow and maintained all MIS related to the audit.
  • Handled the Record Management Unit, which involves record-keeping activities for all the documents collected from customers for account opening and account maintenance.
  • Well-trained in the CKYC process of the bank and trained in all the processes related to CERSAI in the RBI.

Education

B.E. - Civil Engineering

Mahendra Engineering College
Namakkal
2017

HSC -

Z.K.M Hr. Sec. School
Bodinayakanur, Theni
2013

SSLC -

Z.K.M Hr. Sec. School
Bodinayakanur, Theni
2011

Skills

  • KYC verification as per guidelines
  • Regulatory compliance
  • Negative list Screening
  • Resolution oriented
  • Corporate accounts KYC check
  • Risk assessment
  • Transaction monitoring
  • KYC compliance
  • Customer due diligence
  • Enhanced due diligence
  • Quality assurance
  • Staff training and development

Accomplishments

  • Got promoted as deputy manager, w.e.f. 1st APR 2025 in the appraisal cycle of FY 2024-25.

Certifications and Achivements

  • Post Graduate Diploma in Banking Management (PGDBM)
  • Certified GOLD Auditor
  • Cleared NISM 5A Exam
  • Being a fresher Got Promotion within 2years in my starting bank
  • Rewarded with 1st Rating in my 2nd appraisal of my career for the hard work given by me to the organization
  • Zonal Level CHESS Champion in college

Languages

Tamil
First Language
English
Proficient (C2)
C2
Telugu
Elementary (A2)
A2

Disclaimer

  • I hereby declare that the above particulars given by me are true to the best of my knowledge.

Timeline

Document Verification Unit - Deputy Manager

YES Bank
06.2022 - Current

Concurrent Auditor - Assistant Manager

Bandhan Bank
07.2021 - 05.2022

Assistant Manager

DCB Bank Limited
03.2018 - 06.2021

B.E. - Civil Engineering

Mahendra Engineering College

HSC -

Z.K.M Hr. Sec. School

SSLC -

Z.K.M Hr. Sec. School

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