Nagur Vali Shaik
Chennai
Summary
Accomplished Credit Analyst-Senior Executive with a proven track record at HNI Corporation and NTT Data, enhancing credit processes and frameworks. Expert in financial statement analysis and portfolio management, I've significantly improved client relationships and underwriting standards. Skilled in advanced Excel and effective interpersonal communication, my strategic approach has consistently achieved key sales and cash flow objectives.
Overview
11
11
years of professional experience
1
1
Certification
Work History
Credit Analyst-Senior Executive
HNI
Remote
12.2021 - Current
- Assessed financial risk of prospective clients.
- Performed comprehensive credit evaluations on accounting and financial data to assess client viability.
- Compiled comprehensive reports to present findings clearly.
- Cultivated and sustained client relationships to collect required financial data.
- Supported improvements to credit-related processes and frameworks.
- Managed collections for challenging client accounts and dealers.
- Consulted with senior management regarding proposed changes in underwriting standards or procedures.
- Negotiated payment plans with customers, achieving sales and cash flow objectives.
FP&A Operations Process Analyst
NTT Data
Chennai
10.2019 - 12.2021
- I worked for the business banking lending support team for the Bank of Ireland.
- Ensured accuracy of financial and accounting data through comprehensive verification processes.
- Examined financial results to pinpoint significant discrepancies.
- Coordinated efforts across departments to ensure alignment of fiscal targets and organizational goals.
- Conducted credit reviews for clients utilizing multiple banking services.
- Assessed performance through the calculation of critical financial indicators like DSCR, ICR and liquidity ratios.
- Conducted covenants testing to ensure accurate compliance assessments.
- Verified compliance with commercial credit underwriting guidelines.
Senior Finance Analyst
State street Hcl
Chennai
04.2018 - 10.2019
- Coordinated and analyzed financial reports monthly ensuring precision and thoroughness.
- Led initiatives aimed at improving internal control framework over financial reporting systems and processes.
- Upheld compliance with established financial regulations and industry norms.
- Utilized financial software and advanced Excel functions to streamline data analysis and reporting processes.
- Led workshops and seminars on financial literacy and analysis techniques for internal staff.
- Performed complex financial analysis on a variety of projects including cost benefit analysis, market trends, rate of return, profitability and capital requirements.
Audit Manager/Article Assistant
BSR&Co
Hyderabad & Chennai
02.2014 - 12.2017
- Executed financial transactions and ensured precise documentation, leading to a successful company audit.
- Converted raw financial data into actionable insights, aiding management in revenue growth.
- Created procedures to enhance accuracy and speed up processing for accounts payable and receivable.
- Made recommendations to resolve compliance audit findings.
- Posted financial data in Excel spreadsheets and managed inventory.
- Maintained an up-to-date knowledge base of relevant accounting standards and industry trends.
- Directed completion of planned audits, assessed records and procedures for accuracy to accomplish objectives and appraised policies and plans under audit review.
Education
Chartered Accountant -
ICAI
05-2017
BCom - Accounting And Finance
IGNOU
12-2017
Some College (No Degree) - MPC
Intermediate From Board of Intermediate AP
03-2012
Some College (No Degree) - High School Teaching
SSC From Board of Secondary Education AP
03-2010
Skills
- Team Collaboration Skills
- Effective Interpersonal Communication
- Underwriting
- Collateral valuation
- Loan documentation
- Portfolio monitoring
- Microsoft Excel proficiency
- Credit decision making
Tools Used
- Sales force
- PowerBI
- Oracle EBS
- SharePoint
- Tally ERP
Certification
- Completed 100 hours of IT and 90 hours of advanced ITT conducted by ICAI along with certification for use and implementation of latest technology in Finance, accounting and audit fields.
- Certified in Group management and communication skills in 90 hrs of GMCS-1 and 100 hours of GMCS-2 from ICAI.
Languages
Telugu
First Language
Telugu
Proficient (C2)
C2
English
Proficient (C2)
C2
Hindi
Advanced (C1)
C1
Tamil
Elementary (A2)
A2
Urdu
Advanced (C1)
C1
Tools used
Oracle EBS
Power BI
Sharepoint
Salesforce
Tally ERP
Advanced Excel macros
References
References available upon request.
Timeline
Credit Analyst-Senior Executive
HNI
12.2021 - Current
FP&A Operations Process Analyst
NTT Data
10.2019 - 12.2021
Senior Finance Analyst
State street Hcl
04.2018 - 10.2019
Audit Manager/Article Assistant
BSR&Co
02.2014 - 12.2017
Chartered Accountant -
ICAI
BCom - Accounting And Finance
IGNOU
Some College (No Degree) - MPC
Intermediate From Board of Intermediate AP
Some College (No Degree) - High School Teaching
SSC From Board of Secondary Education AP
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