Navneet Mall
Kolkata
Summary
Ambitious and team-oriented MBA graduate with extensive knowledge of finance and analytical skills, Proficient in MS Office tools, demonstrating effective problem-solving capabilities. Prior acquired a bachelor’s degree in commerce. Looking forward to channeling my learning and expertise into practices to contribute to organizational goals.
Overview
10
10
years of professional experience
1
1
Certification
Work History
Deputy Manager II
ICICI Bank
Kolkata
05.2023 - Current
- Management and expansion of a portfolio of SME clients by structuring and delivering customized banking solutions, including Cash Credit (CC), Overdrafts (OD), Term Loans, Letters of Credit (LCs), and Bank Guarantees (BGs), as per their business requirements.
- Determination of the Applicant’s creditworthiness by analyzing and evaluating clients' financial statements using key financial ratios, and reviewing both commercial and individual legacy credit reports, along with dedupe data, to recommend a future course of action.
- Collaborated with internal teams—including Legal, Credit, Operations, and Compliance—for seamless disbursement, while maintaining high compliance standards in line with internal risk and regulatory policies, thus preventing the flow into NPAs.
- Designed and executed client retention strategies, contributing to asset book growth, fee incomes, and enhanced portfolio profitability.
Management Trainee
Marico Limited
Kolkata
04.2023 - 06.2023
- Analyzed credit notes issued to sub-dealers for damaged or near-expiry returnable goods.
- Conducted stock audits at sub-dealer locations to verify storage compliance with company guidelines.
- Provided audit support for distributor stock reconciliation and FNF settlements.
- Ensured accurate exchange or return of goods at distributor level through thorough understanding of credit notes.
Entrepreneurship Stint
Prime Chemarts Private Limited
Kolkata
01.2016 - 03.2019
- Supervised a team of four staff members in daily operations of specialty chemicals manufacturing unit.
- Marketed products through sample testing and feedback collection from prospective clients.
- Achieved a shorter credit cycle for customers, enhancing cash flow.
- Cultivated one-on-one client relationships, resulting in repeat orders and referrals.
- Ensured timely product delivery to support uninterrupted client business activities.
Education
PGDM - Finance & Marketing
International Management Institute
Kolkata01-2023
Bachelor of Commerce (H) -
Prafulla Chandra College
Kolkata01-2015
HSC (Commerce) -
The Assembly of God Church School
Purulia01-2012
SSC -
The Assembly of God Church School
Purulia01-2010
Skills
- Teamwork
- Problem solving
- Professionalism
- Finance
- Research and analytical
- Risk management
- Regulatory compliance
- Communication skills
- Time management
- Credit analysis
Certification
- Certified in “Business Communication Skills” course from British Council, 2022.
Education and Training
other,other,other,other
Hobbies
- Travelling
- Pickleball
- Table Tennis
- Board Games
<Enter your own>
Timeline
Deputy Manager II
ICICI Bank
05.2023 - Current
Management Trainee
Marico Limited
04.2023 - 06.2023
Entrepreneurship Stint
Prime Chemarts Private Limited
01.2016 - 03.2019
PGDM - Finance & Marketing
International Management Institute
Bachelor of Commerce (H) -
Prafulla Chandra College
HSC (Commerce) -
The Assembly of God Church School
SSC -
The Assembly of God Church School
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