Saravanan K
Chennai
Summary
Dynamic banking professional with 14 years at Equitas Small Finance Bank, excelling in loan processing and payment management. Proven team leader skilled in customer service and adept with SVS-UNO and Flex cube. Recognized for enhancing operational efficiency and ensuring compliance in high-stakes environments. Committed to delivering exceptional results in financial services.
Overview
14
14
years of professional experience
Work History
Deputy Manager II
EQUITAS SMALL FINANCE BANK
Chennai
07.2014 - Current
- 14 years of experience in Central Operations Process in Banking domain.
- Having Good Knowledgeable team lead & Repayment, Disbursement, PDC / NACH / SI Processes.
- Banking Process: Loan Product: Retail Loan(SME), Housing Loan, Housing Loan BB, Vehicle Loan (USED & NEW Vehicle), Gold Loan, Personal Loan, Staff Personal Loan.
- Pay mode Processing: Due Dates. 5th,10th, 15th, 20th.
- NACH Processing: NACH Payment Updated (Bounced and Realized), NACH Transaction Representation on Due Date.
- SI Processing: SI Payment Updated (Bounced & Realized) SI Debit Transaction.
- ECS Processing: ECS Payment Updated (Bounced & Realized).
- PDC Processing: PDC Payment Updated (Bounced and Realized), Legal Cheques Presentation, Financial Cheques, Customer Bank Account Swapping, Due Date Shifting, SMS Trigger, Vault Storage PDC Handover to DMS, Reconciliation, Bank Statement to Debit/Credit Match GL Match.
- Application used: SVS-UNO, Flex cube, RTS, Pay Corp (E-NACH).
Senior Executive
Axis Securities (Wholly owned Subsidiary of Axis Bank)
Chennai
06.2011 - 07.2014
- Registered Documents Verification.
- EM (Equitable Mortgage) Creation.
- Updating home loan disbursement MIS & sending mail to higher authority.
- Original property documents are collected from customer, DSA & vender.
- Original documents are checked with help of the legal report.
- Preparing PDD MIS & LOD (List of document).
- Original documents are updating in LMS.
Education
BBA - Management
Thiruthangal Nadar Act And Science College
Chennai01.2010
HSC - Commerce
Dhanalashmi Hr Sec School
Chennai01.2007
SSLC -
KC Sankarlinga Nadar Boys Hr Sec School
Chennai01.2004
Skills
- MS Windows
- Loan processing
- Payment processing
- Team leadership
- Customer service
- MS-Office
- Tally 9
- Typewriting
- Time management
Languages
- Tamil
- English
Disclaimer
I, Saravanan K, do hereby confirm that the information given above is true to the best of my knowledge., Chennai, Present
Professional Skill Set
MS Windows, MS-Office, Tally 9, Lower
Personal Information
Father's Name: C. Kumar
Timeline
Deputy Manager II
EQUITAS SMALL FINANCE BANK
07.2014 - Current
Senior Executive
Axis Securities (Wholly owned Subsidiary of Axis Bank)
06.2011 - 07.2014
BBA - Management
Thiruthangal Nadar Act And Science College
HSC - Commerce
Dhanalashmi Hr Sec School
SSLC -
KC Sankarlinga Nadar Boys Hr Sec School
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