Hi, I’m
Sandeep Kumar
Delhi
Summary
Proactive manager with demonstrated leadership abilities, strategic planning expertise and problem-solving acumen. Assists senior managers with accomplishing demanding targets by encouraging staff and coordinating resources. Methodical and well-organized in optimizing coverage to meet operational demands.
Overview
17
years of professional experience
Work History
ICICI Bank. Ltd.
Deputy Manager II
06.2023 - 07.2024
Job overview
- Manage Auto Loans through Car Dealers, Direct Sales Agents, and Direct Sales Teams
- Empanelment of new car Dealers, DSA, and DST in the market
- Conduct training for all the channels and team on product, policy, and market changes
- Manage business promotional activities with channels
- Responsible for tracking channels and team for quality sourcing and healthy portfolio
- Interact with the credit team, and get business approvals
- Keep close watch on competitor product, policy, and market strategy.
- Developed and maintained courteous and effective working relationships.
- Resolved problems, improved operations and provided exceptional service.
- Worked effectively in fast-paced environments.
Himgiri Auto (India) Pvt. Ltd.
Finance Manager
01.2022 - 05.2023
Job overview
- Managed dealership customers loan origination and applicable processes
- Analyzed customer requirements and recommended products to maximize profits for dealer
- Review loan applications & loan agreements to ensure that they are complete and accurate according to policy
- Submitted loan and lease applications to appropriate lenders
- Coordinate with lender on various loan programs regularly
- Maintained strong and honest relationships with the dealership's lenders
- Giving training about new process and policies to the sale team regarding finance
- Stayed constantly updated of changing interest rates, programs and special offers from all lenders
- Ensured all customers were completely satisfied
- Developed close professional relationships with each lending institution
- Processed financial contracts to receive compensation for company from financial institutions.
Competent Automobiles Co. Ltd.
Finance Manager
02.2016 - 07.2020
Job overview
- Managed dealership customers loan origination and applicable processes
- Analyzed customer requirements and recommended products to maximize profits for dealer
- Review loan applications & loan agreements to ensure that they are complete and accurate according to policy
- Submitted loan and lease applications to appropriate lenders
- Coordinate with lender on various loan programs regularly
- Maintained strong and honest relationships with the dealership's lenders
- Giving training about new process and policies to the sale team regarding finance
- Stayed constantly updated of changing interest rates, programs and special offers from all lenders
- Ensured all customers were completely satisfied
- Developed close professional relationships with each lending institution
- Processed financial contracts to receive compensation for company from financial institutions.
Kotak Mahindra Prime Ltd.
Operations Associates
12.2009 - 02.2016
Job overview
- Coordinating with the sales for various things related disbursement
- Liaison between management and dealers regarding vehicle payment matters/issue
- Disbursement: Managing the disbursement process for Car handled by the Branch
- Scrutinize the documents for Disbursement as per Company policy
- Coordinating end-to-end disbursement process for the Branch
- Ensuring that the sanctioned loan for the Branch is disbursed within turnaround time
- Contract loading system and run payment for disburse to the dealer
- Process vendor payments
- Inter department Co-ordination
- Preparation of various MIS
- To Update SPDC and ECS/SI in core.
Ing Vysya Bank Ltd.
Operations Officer
03.2008 - 02.2009
Job overview
- Worked with a team involved in Retails Assets like Housing Loan, Personal Loan, and Commercial Vehicle Loan
- Solve the queries of customers
- Issue the NOC & Loan account statement
- Maintain MIS of Home Loan, Personal Loan & Commercial Loan
- Present the cheques of collection and processing fees
- Updating the payment to the loan account
- To coordinate with RBI Clearing Cell for the ECS debits
- Set up of ECS & SI in software & enter the PDCs in software.
ICICI Bank Ltd.
Executive - Salary Transfer and Clearing
11.2007 - 03.2008
Job overview
- Worked with a team involved in banking transactions like salary processing, transfer cheques etc at Regional Processing Centre Delhi
- Make the unloadable format to the soft copy of salary
- Upload the salary in software (Finacle)
- Check the salary before posting
- Transfer the cheques (Inward clearing).
Education
Sikkim Manipal University
Bachelor of Science from Information Technology
Skills
- MS-Office (Internet, MS-Excel, MS-Word, MS-PowerPoint & Email)
- Process and procedure development
- Performance Improvements
- Staff Training and Development
- Operations Management
- Product and service knowledge
- Customer Relationship Management (CRM)
- Advance knowledge of vehicle finance
- Basic knowledge of banking operation
- Dedicated and hard working
- Self-motivated and quick learner
- Flexibility and Adaptability
Personal Information
- Date of Birth: 04/12/83
- Marital Status: Married
Languages
English
Advanced (C1)
Hindi
Bilingual or Proficient (C2)
Work Preference
Work Type
Full TimePart TimeLocation Preference
On-SiteRemoteImportant To Me
Work-life balanceCompany CultureHealthcare benefitsCareer advancementPersonal development programsInterests
Making Good Friends
Timeline
Deputy Manager II
ICICI Bank. Ltd.
06.2023 - 07.2024
Finance Manager
Himgiri Auto (India) Pvt. Ltd.
01.2022 - 05.2023
Finance Manager
Competent Automobiles Co. Ltd.
02.2016 - 07.2020
Operations Associates
Kotak Mahindra Prime Ltd.
12.2009 - 02.2016
Operations Officer
Ing Vysya Bank Ltd.
03.2008 - 02.2009
Executive - Salary Transfer and Clearing
ICICI Bank Ltd.
11.2007 - 03.2008
Sikkim Manipal University
Bachelor of Science from Information Technology
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