Nazir Ahmed
Sarumataria
Summary
Dynamic Regional Collection Manager with total 18+ years experiences in secured and unsecured NPA collection and agency management. Proven track record in achieving targets through effective team handling and client engagement. Skilled in performance reporting and location visits, driving significant improvements in collection efficiency.
Overview
23
23
years of professional experience
Work History
Regional Collection Manager
Bandhan Bank Ltd
Guwahati
06.2019 - Current
- Managing business loan collection, bucket 2 and above, for North-East and Siliguri.
- Till Dec 23, taken care of NPA collection of TW, PL, and business loan.
- Managed agencies for North East and North Bengal until Dec 23.
- Frequent location visits to assigned areas.
- To handle all collection-related activities.
- To manage the in-house filed collection team and ensure that daily numbers are completed.
- To assign targets to downline daily, weekly, and monthly.
- Conducting a daily meeting with the line team.
- To motivate the team when necessary for smooth collection movement.
- Visit clients as well, when and where required.
- Reporting to the National Collection Manager for daily collection updates.
Collection Manager
Hero Fincorp Ltd
04.2017 - 05.2019
- To look after Collection of TW, LPL and Used Card Loan for Upper Assam and Dimapur (Nagaland) location.
- To handle Collection Agencies for Assam and Nagaland
- To handle Filed Collection Team of Agencies and ensure to get done daily numbers
- Timely motivating the collection team & assigning targets to them on monthly basis
- Visit locations and clients as well when and where required
- Timely conducting meeting for collection team
- Reporting to State Collection Manager regarding collection and repossession on daily basis, Daily report and daily performance report publish.
Recovery Manager
HDFC Bank Ltd
06.2008 - 03.2017
- To look after Collection for Write Off portfolio of TW, Auto Loan, LCV and Unsecured Business Loan for Assam and Meghalaya.
- To look after the all WO Collection Agencies of HDFC Bank
- To look after the Recovery Team of Collection Agencies for across location
- To visit WO dicey and chronic customer when and where required
- Location visit as per schedule and requirement
- Time to time meeting with Collection Team & assigning targets to them on weekly and monthly basis
- To take care of Target and Performance and timely sharing of same to all Agencies.
- Reporting to Regional Collection Manager regarding collection and repossession on daily basis, Daily report and daily performance report publish
- Surprise visit to agencies and stock yard with regards to audit and compliance & report publish to Supervisor and Process Manager.
- To take care of all MIS and timely sharing of same to Write Off team including agencies and Collection Managers.
- To take care of billing part for entire North- East for across Write Off product
- To take care of process and Compliance.
- To take care of repossession and sale part within time frame
- To identify and empaneled new Agencies for Recovery portfolio.
Team Leader
e-Nxt Financials Pvt Ltd
02.2007 - 05.2008
- Company Overview: under Tata Motors Finance
- Under Tata Motors Finance
Senior Territory Manager
KITRON TELESYSTEMS PVT LTD
02.2006 - 01.2007
- Company Overview: under AIRTEL
- Under AIRTEL
Senior Sales Executive
RELIANCE CUSTOMER SERVICE CENTRE
01.2004 - 01.2006
Part-time Assignment
IMPULS MARKETING & RESEARCH GROUP
07.2002 - 10.2003
Education
B.A. - Economics
Gorgaon College
Sivasagar, Assam01.2001
XII th - Eng, Hindi, Eco, History, Geo.
K V Nazira
Sivasagar, Assam01.1998
X th - Eng, Math’s, Sst, Science, Hindi.
K V Nazira
Sivasagar, Assam01.1996
Skills
- NPA collection
- Agency management
- Performance reporting
- Target assignment
- Client engagement
- Team leadership
- Portfolio analysis
- Negotiation strategies
- Collection techniques
References
- Gurpal Singh, Heal Collection Tractor Loan, Kotak Mahindra bank +919717166110
- Debraj Das Gupta, Zonal Head – RIC (South), HDFC Bank Ltd, +919399944493
- SK Zawed Nawaz, Head Recovery Poonawalla Fincorp, +919330010836
- Gourav Roy Chudhury, National Head Collection, Group Loan, Bandhan Bank Ltd- +917407108000
Disclaimer
I hereby declare that all of the above-mentioned are true to the best of my knowledge.
Languages
- English
- Hindi
- Assamese
- Nepali
- Nagamix
Personal Information
- Father's Name: Md. Jahangir Ahmed
- Date of Birth: 04/13/79
- Gender: Male
- Nationality: Indian
- Marital Status: Married
- Religion: Muslim
Timeline
Regional Collection Manager
Bandhan Bank Ltd
06.2019 - Current
Collection Manager
Hero Fincorp Ltd
04.2017 - 05.2019
Recovery Manager
HDFC Bank Ltd
06.2008 - 03.2017
Team Leader
e-Nxt Financials Pvt Ltd
02.2007 - 05.2008
Senior Territory Manager
KITRON TELESYSTEMS PVT LTD
02.2006 - 01.2007
Senior Sales Executive
RELIANCE CUSTOMER SERVICE CENTRE
01.2004 - 01.2006
Part-time Assignment
IMPULS MARKETING & RESEARCH GROUP
07.2002 - 10.2003
B.A. - Economics
Gorgaon College
XII th - Eng, Hindi, Eco, History, Geo.
K V Nazira
X th - Eng, Math’s, Sst, Science, Hindi.
K V Nazira
Similar Profiles
Gulshan KhannaGulshan Khanna
Branch Head Manager at Bandhan Bank LtdBranch Head Manager at Bandhan Bank Ltd
Anant BansalAnant Bansal
Cluster Head at Bandhan Bank LtdCluster Head at Bandhan Bank Ltd
SHANTANU TYAGISHANTANU TYAGI
Relationship Officer at BANDHAN BANK LTDRelationship Officer at BANDHAN BANK LTD
ANSHUMAN MOHANTAANSHUMAN MOHANTA
Assistant Branch Head at BANDHAN BANK LTDAssistant Branch Head at BANDHAN BANK LTD
Bijit DebbarmaBijit Debbarma
Regional Collection Manager at L&T Financial ServicesRegional Collection Manager at L&T Financial Services