Neha Arora
Delhi
Summary
Dynamic finance professional with a proven track record in managing diverse investment portfolios, ensuring optimal asset allocation, and effectively mitigating risks. Expertise in conducting comprehensive market research and analyzing complex financial data to develop innovative strategies that enhance returns while adhering to regulatory standards. Strong collaboration skills foster productive relationships with clients and team members, driving the achievement of investment goals and delivering customized financial solutions. Committed to continuous improvement and staying abreast of industry trends to maximize client success.
Overview
9
9
years of professional experience
2
2
Languages
Work History
Territory Credit Manager
ICICI Home Finance Company Limited
08.2022 - Current
- Reviewed borrower financial profiles to confirm adherence to lending policies, and mitigate risks.
- Evaluated clients' creditworthiness through comprehensive research and analysis.
- Developed credit scoring models to accurately assess financial risks.
- Implemented efficient credit delivery processes to meet customer needs, and align with organizational objectives.
- Collaborated with sales teams to provide credit expertise and support initiatives.
- Monitored compliance conditions for domestic and international producers and customers, delivering regular reports to inform decision-making.
- Mentored junior staff on credit analysis and risk management techniques.
- Created and maintained process documentation to standardize procedures, and improve operational consistency.
Accounts Executive
Gifting City
09.2017 - 07.2022
- Prepared sales orders, purchase orders, and invoices to maintain smooth financial operations.
- Chased overdue payments and distributed invoices, maintaining timely cash flow for the organization.
- Oversaw financial records, ensuring accuracy and compliance with regulations.
- Reconciliation of bank statements, and preparation of daily and weekly reports.
- Trained and mentored new account executives.
Education
MBA - Finance
IEC University
Himachal Pradesh, Himachal Pradesh 05.2001 -
B.Com - Finance
Delhi University
Delhi, Delhi08-2019
DIPLOMA IN FINANCIAL ACCOUNTING - Finance
INSTITUTE OF ADVANCE CAREER
Delhi, Delhi04-2017
12th Class - CBSE Board
G.G.S.S School
Delhi, Delhi03-2016
10th Class - CBSE Board
G.G.S.S School
Delhi, Delhi03-2014
Skills
Credit risk assessment
Scoring models
Risk analysis
Compliance monitoring
Policy development
Performance management
Client evaluation
Process documentation
Team leadership
Talent development
Issue resolution
Analytical thinking
Timeline
Territory Credit Manager
ICICI Home Finance Company Limited
08.2022 - Current
Accounts Executive
Gifting City
09.2017 - 07.2022
MBA - Finance
IEC University
05.2001 -
B.Com - Finance
Delhi University
DIPLOMA IN FINANCIAL ACCOUNTING - Finance
INSTITUTE OF ADVANCE CAREER
12th Class - CBSE Board
G.G.S.S School
10th Class - CBSE Board
G.G.S.S School