N G S N ANIL KUMAR
Credit Manager
Nallajerla
Summary
Passionate about being part of a dynamic team that fosters innovation and collaboration, while offering opportunities for skill development and advancement. Eager to contribute diverse background and strong work ethic to forward-thinking organization that values creativity and embraces change. Committed to exceeding expectations and achieving success in stimulating and fast-paced work environment that promotes growth and learning.
Overview
10
10
years of professional experience
8
8
years of post-secondary education
3
3
Languages
Work History
Territory Credit Manager
ICICI Home Finance
04.2024 - Current
- Working as a Territory Credit Manager in ICICI Home Finance, Rajahmundry. Products – HL and LAP.
- Decision Making of proposals sourced by sales team as per policy.
- Legal and Technical to be check.
- Any violations or deviations reflected same to be availed at appropriate level
- Disbursement files docket Movement to operations que, otc and pdd approvals to be availed wherever required.
- Credit Mis to be Maintained and to be circulated on daily basis.
- OTC and PDD to be Monitored and get it cleared.
BCM
Capital India Home Loans
05.2023 - 04.2024
- Worked as a BCM in Capital India Home Loans, Rajahmundry. Products – HL and LAP.
BCM
IDFC FIRST BANK LTD
09.2021 - 05.2023
- Worked as a BCM in IDFC FIRST BANK LTD, Tanuku. Products – HL,LAP,BL,PL,New Car, Used Car, Cv and Tractors. Qualified in JFM and achieved International trip in 2022.
BCM
HDFC BANK LTD
12.2017 - 09.2021
- Worked as a BCM in HDFC BANK LTD, Hyderabad, Products – PL. Received Excellence award in Feb 2020.
Credit Verification Officer
INDUSIND FINANCIAL & MARKETING SERVICES LTD
12.2015 - 12.2017
- Worked as a Credit Verification officer in Indusind Financial & Marketing Pvt ltd (Indusind Bank), Hyderabad. Products – New Car and Used Car.
Education
Master of Business Administration -
Ramana Institute of Technology
01.2014 - 01.2016
Degree - B.COM
Saptagiri degree college
01.2011 - 01.2014
Intermediate - M.P.C
Aditya Junior college
01.2007 - 01.2009
SSC - 10th Standard
St’ Clarets High School
01.2006 - 01.2007
Skills
Credit analysis
Performance improvements
Credit reports
Risk analysis
Personal Information
- Father's Name: N Satyanarayana
- Mother's Name: N Varalakshmi
- Date of Birth: 13th August 1992
- Gender: Male
- Nationality: Indian
- Marital Status: Married
Disclaimer
I hereby declare that the information furnished above is true to the best of my knowledge.
Timeline
Territory Credit Manager
ICICI Home Finance
04.2024 - Current
BCM
Capital India Home Loans
05.2023 - 04.2024
BCM
IDFC FIRST BANK LTD
09.2021 - 05.2023
BCM
HDFC BANK LTD
12.2017 - 09.2021
Credit Verification Officer
INDUSIND FINANCIAL & MARKETING SERVICES LTD
12.2015 - 12.2017
Master of Business Administration -
Ramana Institute of Technology
01.2014 - 01.2016
Degree - B.COM
Saptagiri degree college
01.2011 - 01.2014
Intermediate - M.P.C
Aditya Junior college
01.2007 - 01.2009
SSC - 10th Standard
St’ Clarets High School
01.2006 - 01.2007
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