NEHA JOSHI
MUMBAI
Summary
To find a responsible job opportunity where I can put my learning and skills to good use while contributing to the company’s success.
Overview
3
3
years of professional experience
1
1
Certification
Work History
HUB CREDIT RELATIONSHIP MANAGER
HDB FINANCIAL SERVICES LTD
07.2024 - Current
- Evaluate creditworthiness of salaried ,self-employed and LAP Cases,Adhering to KYC guidelines.
- Making Of Detail Data Entry for product and forward it to underwriting stage.
- Consistently maintain adherence to turnaround time (TAT) standards throughout the credit evaluation process.
- Collaborate effectively with branch credit teams and sales to resolve login file queries, ensuring smooth processing.
- Preparation of CAM.
- Processing of Pre-Approved & STP Cases.
- Analyzed customer credit profiles, financial statements, and other related documents to determine eligibility for loans.
- Working On RIC Portal.
- TVR with customer for pre-approved cases.
- Financial Punching.
- Plotting GSTR-3B.
- Fraud checking of documents.
- Preparation of Daily MIS.
SR ASSOCIATE
ICICI BANK LTD
12.2022 - 07.2024
- Department: Commercial Vehicle and Inventory Funding
- PROCESS- BACKEND TEAM-SR
- ASSOCIATE KYC check OVD
- CIBIL Making, Checking CPCS Checking Cibil Summary
- Banking Perfios, BSA (Banking Statement Analysis.) Pre-Loan Documents Checking
- GSTR 3B Plotting in Excel Format
- Plotting Financials Balance sheet, Profit and Loss statement as per schedules and Punch in DFS
- Analysis CIBIL report and plotting Obligations in system
- Filling Company Details of RTR
- Recomondation,Comments, Company Background etc
- In
- DFS
- Omni, 'S
- Robo Pos.
Officer
RBL BANK LTD
06.2022 - 12.2022
- Banking Inbound
- PROCESS, Contact center - Service Experience Emissary Manage Inbound Calls & E-mails to service customer and make outbound calls where necessary
- Manages expectations & other related services offered by RBL Bank to resolves any queries.
Education
MBA - Finance
WELINGKAR INSTITUE OF MANAGEMENT
MUMBAI01-2025
TYBMS - Finance
K.E.S SHROFF COLLEGE
01-2022
HSC -
K.E.S SHROFF COLLEGE
01-2019
SSC -
SVPVV (Maharashtra Board)
01-2017
Skills
- Credit underwriting
- Financial analysis
- Customer service
- Relationship management
- Fraud detection
- Problem solving
Certification
- ANTI MONEY LAUNDERING,KNOW YOUR CUSTOMER AND PAYMENT BANK (2019-20)
- PERSONAL FINANCE(2020-21)
- PROJECT MANAGEMET (2021-22)
- COMMODITIES (2022-23)
- CURRENCIES (2022-23)
Languages
English
First Language
Hindi
Advanced (C1)
C1
Marathi
Advanced (C1)
C1
Timeline
HUB CREDIT RELATIONSHIP MANAGER
HDB FINANCIAL SERVICES LTD
07.2024 - Current
SR ASSOCIATE
ICICI BANK LTD
12.2022 - 07.2024
Officer
RBL BANK LTD
06.2022 - 12.2022
MBA - Finance
WELINGKAR INSTITUE OF MANAGEMENT
TYBMS - Finance
K.E.S SHROFF COLLEGE
HSC -
K.E.S SHROFF COLLEGE
SSC -
SVPVV (Maharashtra Board)
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