Finone Finnecal, FC , prolendz , prolite , pact, LMS, Symmetric, etc
RAJAT JAIN
Banking And Finance
Firozabad
Summary
Knowledgeable Credit in CV and AL with solid background in managing client credit portfolios and fostering strong financial relationships. Proven track record in identifying growth opportunities and mitigating risk. Demonstrated expertise in financial analysis and strategic planning to enhance client satisfaction and business outcomes.
Overview
11
11
years of professional experience
2
2
Certifications
2
2
Languages
Work History
CREDIT RELATIONSHIP MANAGER
HDB FINANCIAL SERVICES LTD
02.2024 - Current
- Enhanced team productivity by providing ongoing coaching and professional development opportunities for junior relationship managers.
- Increased client satisfaction by effectively managing credit relationships and providing tailored financial solutions.
- Cross-check all documents.
- Appraise the case with full satisfaction to higher level
- Visit on NPA and NS cases(PD)
- Checking the all mandatory docs in file
- TVR with customer
- Mail work and reverts on the queries
- Full Excel cam generation making the full detail entry in Finone (Software of HDB)
- Marking the Deviations according to the requirement in the cam and fino
CRO
BANDHAN BANK LTD
09.2022 - 09.2023
- Operations and cross sales of CASA managing the Cash, Giving knowledge about SOA to the customer, marketing operations for promoting Loan’s/Bank products to the clients and attaining profitability and businesstargets.
- Resolved problems of customers. Improved operations and provided exceptional service
- Directly deal with clients and provided complete customer service in form of NEFT/RTGS , FUND TRANSFER , TELLER etc)
- Consistently achieving targets given by management for month of month – CASA, FD, LI, GI,HI, MUTUAL FUND, SIP etc.
- Crosssalesofretailsproducts.
CPBO
INDUSIND BANK LTD
08.2017 - 09.2022
- Managing the Cash/Collection, Giving knowledge about SOA to the customer, marketing operations for promoting Vehicle Loan to the clients and attaining profitability and business targets.
- Managing the REPO stock, RPS (Restructuring the Vehicle loan) , CIBIL , presentations product demonstrations to key influencers and generating business.
- Managing the software (Prolendz, Prolite and Mail Working).
- Helping in Collection with Collection Executive by Calling andField. Coordinating with internal/ external departments and ensuring forsmooth business operations
- Counted money in cash drawers at beginning and end of shifts to maintain accuracy.
EDP
Kamlesh auto wheels PVT td ( M&M)
02.2015 - 08.2017
- Billing , accounting , Customer complains
- Prepared data for reporting and analysis and managed visualizations to support business requirements.
- Developed custom applications to optimize workflows, increasing productivity across multiple departments.
Education
MBA - Finance And Marketing
Subharti University
Agra01.2019
B com - Commerce
DBRAU Universityagra
Agra 05.2001 -
Intermediate - Commerce
CBSE
Firozabad, India01.2013
High School - Commerce
CBSE
Firozabad01.2011
Skills
Cash flow analysis
Certification
MS Excel,
Software
playing games(GTA), Riding SOLO bike, table tennis
Both gaming and solo bike riding are rich hobbies offering unique avenues for personal growth, mental relaxation, and adventure and i love to do whenever i have an spare time
DECLARATION
I hereby declare that the information contained herein is true and correct to the best of my knowledge.
Timeline
CREDIT RELATIONSHIP MANAGER
HDB FINANCIAL SERVICES LTD
02.2024 - Current
CRO
BANDHAN BANK LTD
09.2022 - 09.2023
CPBO
INDUSIND BANK LTD
08.2017 - 09.2022
EDP
Kamlesh auto wheels PVT td ( M&M)
02.2015 - 08.2017
B com - Commerce
DBRAU Universityagra
05.2001 -
MBA - Finance And Marketing
Subharti University
Intermediate - Commerce
CBSE
High School - Commerce
CBSE