Neha Yadav
Deputy Manager
Mumbai
Summary
Skilled in transaction management, regulatory compliance, and risk assessment across banking sectors. Willing to work in a challenging environment where I can leverage my technical skills to develop and implement innovative ideas, contributing to organizational growth and success.
Overview
1
1
Language
9
9
years of professional experience
Work History
Deputy Manager
IDBI Trusteeship Services Limited
09.2024 - Current
- Managed end-to-end securitization operations for Direct Assignment (DA) and Pass-Through Certificate (PTC) transactions, ensuring timely and accurate monthly investor payouts.
- Calculated investor repayments with detailed bifurcation of principal, interest, settlement amount, TDS, investor share, borrower share, overdue, advance, and accrued components.
- Managed Collection & Pay-out (C&P) accounts, coordinating fund allocation, settlement, and disbursement for securitization deals to ensure timely and accurate financial transactions.
- Reviewed monthly servicer reports to identify discrepancies, NPAs, write-offs, and gaps, ensuring accuracy in investor remittances and compliance with reporting standards.
- Prepared trustee reports, payout letters, and other transaction-related MIS reports as per investor and bank requirements.
- Supported transaction structuring activities by preparing pricing spreadsheets, cashflow workings, and inputs for Information Memorandum (IM).
- Coordinated with investors, originators, banks, NBFCs, trustees, rating agencies, and other stakeholders for smooth execution and timely query resolution.
- Processed statutory tax payments and ensured compliance with RBI guidelines, transaction documents, and internal operational policies.
- Contributed to system enhancement initiatives and process improvements for DA transaction processing and operational efficiency.
- Maintained strong client relationships by delivering timely support and efficient servicing to enhance client satisfaction throughout transaction lifecycle.
Deputy Manager
AXIS BANK
11.2023 - 02.2024
- Export Data Processing & Monitoring: Oversee and manage the export data processing and monitoring systems to ensure accuracy and compliance with international standards.
- Import Data Processing & Monitoring: Supervise the import data processing and monitoring systems, ensuring timely and efficient handling of all documentation.
- Pendency Reduction: Implement strategies to reduce pendency, streamlining processes to improve times.
- Client Documentation Processing: Efficiently process export and import documents, ensuring all client requirements are met and supporting smooth international trade operations.
Deputy Manager
HDFC BANK
03.2019 - 11.2023
- Company Overview: CTG Credit – Securitization
- Interacting with Business and Finance Teams: Collaborate with the Business team to gather buyout data for auditing
- Coordinate with the Originating Finance Company (e.g., HDFC Ltd) to arrange for both physical and scanned files for audits across India
- Coordinating with Regional Credit Teams: Work with Regional Credit Managers and local credit teams to ensure audits are completed according to policy guidelines within the specified Turn Around Time (TAT)
- Allocate audit data to local credit teams for physical audits across PAN India
- Record Keeping and Reporting: Maintain deal records for audit purposes and ensure the accuracy of underwriting and portfolio quality
- Prepare the final deal file and share it with authorized approvers as per approval limits
- CTG Credit - Securitization
Associate
HSBC (INDIA) Ltd.
11.2017 - 12.2018
- Company Overview: Trade Finance
- A well-qualified and results-oriented Operations professional with over 1 year of experience in the TRADE position, demonstrating increasing responsibilities and duties.
- Generate reports from the Tracs system to support business Operations.
- Maintain records of approved and unapproved cases.
- Approved cases are processed, while unapproved cases are reviewed and corrected for error codes before reporting.
- Manage and resolve queries from various locations via email and telephone, ensuring timely and accurate communication.
Education
BCOM -
Mumbai University
Skills
Securitization processes
Trade finance
Data analysis
Risk assessment
Audit processes
Documentation management
Client relations
Financial reporting
Team collaboration
Project Management
KYC Auditing
Teamwork
External Audit
RBI & SEBI Compliance
DA Software (Securitization)
Good with MS EXCEL
Accomplishments
- Recognized for timely and accurate execution of DA & PTC investor payout processes.
- Appreciated for ensuring smooth execution of securitization transactions within regulatory timelines.
- Appreciated for maintaining operational efficiency and timely closure of securitization deals.
- Recognized as a dependable team member for managing critical monthly payout and settlement activities.
DISCLAIMER
I hereby declare that the information provided above is true and correct to the best of my knowledge and belief.
Timeline
Deputy Manager
IDBI Trusteeship Services Limited
09.2024 - Current
Deputy Manager
AXIS BANK
11.2023 - 02.2024
Deputy Manager
HDFC BANK
03.2019 - 11.2023
Associate
HSBC (INDIA) Ltd.
11.2017 - 12.2018
BCOM -
Mumbai University