Nidhin Dev V S

Manage and lead a team of Asset Desk Managers and Senior Sales Managers to achieve branch business objectives.

Ensure the team is motivated, aligned with business objectives, and equipped to achieve targets.

Monitor team performance against goal sheets and provide necessary support for goal attainment.

Oversee and ensure the achievement of overall branch asset targets specifically for the Kerala region.

Drive sales of retail assets and business banking products to meet regional targets effectively.

Foster overall business growth and expansion initiatives in the Kerala region.

Develop and implement strategies to enhance business performance, customer satisfaction, and market share.

Analyze market trends, competitor activity, and customer needs to inform strategic business decisions.

Collaborate with internal stakeholders to ensure seamless execution of business plans.

Strong understanding of asset management and sales strategies in the banking or financial services sector.

Analytical mindset with the ability to interpret data and market trends to make informed decisions.

• Responsible for Lead Generation
• Lead Growth of all asset products
• To focus on ensuring growth of LG thus facilitating higher LC (unit of loans) in addition to value
• To ensure every staff in branch generates leads by daily approaching them for same
• Ensuring that all leads are entered into the system by Self, BDR???s and Branch Staff
• Ensuring follow up and closure of leads through product BDR???s & Sales Managers
• Close interaction with Branch Staff (PB,RM , Branch
• Manager) and SM???s of Asset Products
• Ensure that all branch officers and BDR???s get trained with help of product teams
• Maintaining, Asset Desk visibility in branch wrt merchandising etc
• Planning and executing sales promotional activities to scale up business volume
• Building & motivating sales team to ensure higher efficiency

• Responsible to promote 9 Retail Asset Products (Auto Loans, Two Wheeler Loans, Home Loans, LAP, Business Loans, Personal Loans, Education Loans , LAS & Gold Loans) thru Bank Branches ,has to liason and work with branch staff and credit team
• Responsible for Lead Generation
• Lead Growth of all retail asset products
• To focus on ensuring growth of LG thus facilitating higher LC (unit of loans) in addition to value
• To ensure every staff in branch generates leads by daily approaching them for same
• Ensuring that all leads are entered into the system by Self, BDR???s and Branch Staff
• Ensuring follow up and closure of leads through product BDR???s & Sales Managers
• Close interaction with Branch Staff (PB,RM , Branch
• Manager) and SM???s of 9 Retail Asset Products
• Ensure that all branch officers and BDR???s get trained with help of product teams
• Maintaining, Asset Desk visibility in branch wrt merchandising etc
• Planning and executing sales promotional activities to scale up business volume
• Building & motivating sales team to ensure higher efficiency at all time

• Managing key accounts that involved of project management, negotiation and strategic planning
• Distinction of handling key accounts and resolving their queries /concerns; competent in planning and executing corporate strategy pertaining to business operations, with a team of Key Account Executives
• Tracking business development opportunities against the corporate plan and effectuating strategies for increasing efficiency and enhancing value of the platform for clients
• Rendering services as an integral role in new business pitches with key focus on ensuring effective on-boarding of new clients; focusing on growing and developing existing clients, together with generating new business
• Building and maintaining healthy business relations with major clients, ensuring maximum customer satisfaction in the best demonstrative manner
• Effectively solving problems and managing risk for ensuring achievement of targets
• Developing presentations, proposals, plans and contact reports as per necessary requirement
• Evaluating and documenting the partnership; ensuring all activity is recorded accurately on database
• Ensuring that the partnership is consistent with healthy living principles and corporate guidelines at all times

• Collaborated with Branches and Zonal Office for vehicle loan operations, thereby assisted the Loan Operation Team on handling assigned functions
• Administered loan operations for accurate processing of transactions as per the policies & procedures and government regulations
• Shouldered the responsibility of ensuring total revenue generation of the branch and addressing complaints and queries
• Providing product training to Loan Executives
• Accountable for business development functions in the allotted regions
• Carried out the analysis of all critical reports, documents, fraud control, etc
• Responsibility loan operation of the assigned zones, product staff training
• Assisted and mentored the team on handling vehicle loan documents received from zonal office send to Loan Head for approval
• As Assistant Branch Head, provided assistance to Branch Manager in various aspects of branch management
• Ascertained efficient and effective branch operations; administered the branch & fund operation
• Carried out various customer service duties; visited branches and imparted loan product trainings
• Established specific goals for office in coordination with Branch Manager
• Monitored the personnel and provided periodic report; functioned under PAN India
• Served as the Product Head - Loan Business (Additional Responsibility of Assistant Branch Head)
• Addressed & resolved customer complaints, HNI customer and corporate business; attained the branch total target