Summary
Overview
Work History
Education
Skills
Wildlife Photography, Exploring Unexplored Places,
Timeline
Generic

Nihar Sameer Gadkari

B/503, Shree Swamikrupa Phase 2 Dhokali Naka Kolshet Road, Thane West

Summary

Proven track record at Saraswat Co-op Bank Ltd, enhancing customer satisfaction and streamlining loan processing. Skilled in credit assessment and active listening, adept at translating complex financial information into understandable terms. Achieved notable efficiency improvements, demonstrating a keen ability to adhere to regulatory compliance and manage schedules effectively. Professional in operational and administrative support, with background in roles that demand organization and reliability. Known for contributing to effective team dynamics and achieving project goals. Proven ability to adapt to changing priorities while maintaining focus on collaborative success. Skills include strategic planning and effective communication.

Proactive and goal-oriented professional with excellent time management and problem-solving skills. Known for reliability and adaptability, with swift capacity to learn and apply new skills. Committed to leveraging these qualities to drive team success and contribute to organizational growth.

Overview

6
6
years of professional experience

Work History

Junior Officer

Saraswat Bank
Mumbai, India
03.2022 - Current
  • Processed loan applications and monitored progress from start to end.
  • Processing of Advances (Term Loan, Overdraft, Credit Card, Self Help Group) in RLOS (Retail Loan Originating System) to Final Disbursements, Handling of Customer queries regarding Loan & various another department.
  • Increased customer satisfaction by addressing concerns promptly and implementing solutions that met their needs.
  • Evaluated creditworthiness of applicants using financial data analysis tools such as credit reports and income statements.
  • Assisted customers in understanding loan terms and conditions to make informed decisions.
  • Explained very technical financial information to applicants in easy to understand language.
  • Educated potential clients on various loan options, guiding them towards informed decisions that fit their financial goals.
  • Originated, reviewed, processed, closed, and administered customer loan proposals.
  • Operated cash register for cash, check, and credit card transactions with excellent accuracy levels.
  • Improved branch efficiency by streamlining operational processes and implementing best practices.
  • Ensured compliance with company policies and procedures while processing transactions efficiently.

Junior Clerk

TJSB Sahakari Bank
Dombivali, India
12.2018 - 08.2019
  • Processing of Account Opening.
  • Initiated RTGS/NEFT payments.
  • Process customer transactions, including deposits, withdrawals.
  • · Inward & Outward Cheque Clearing.
  • Performed account maintenance by closing out accounts and changing customer addresses.
  • Maintained strict compliance with all banking regulations, ensuring a secure and trustworthy environment for clients.

Education

Post - Graduate Diploma Management (Finance Mangt) - Accounting And Finance

Welingkar Institute of Management Development
Mumbai, India
10-2023

Skills

  • Report Preparation
  • Information Verification
  • Payment Scheduling
  • Documentation Review
  • Loan Processing
  • Credit assessment
  • Debt collection
  • Cash Handling
  • Schedule Management
  • Regulatory Compliance
  • Active Listening
  • Mortgage Loan Processing

Wildlife Photography, Exploring Unexplored Places,

Wildlife photography is a genre of photography that involves documenting animals in their natural habitats. Wildlife photographers use a variety of tools, techniques, lights, and lenses to capture the beauty of nature. They need to have patience, a deep understanding of animal behavior, and technical expertise in photography.

Using Nikon and Canon DSLR cameras with various lenses.

Timeline

Junior Officer

Saraswat Bank
03.2022 - Current

Junior Clerk

TJSB Sahakari Bank
12.2018 - 08.2019

Post - Graduate Diploma Management (Finance Mangt) - Accounting And Finance

Welingkar Institute of Management Development
Nihar Sameer Gadkari