NIKHIL GUPTA

Aspiring finance professional seeking an entry-level Credit Analyst position, equipped with strong analytical and financial skills developed through rigorous academic coursework and relevant certifications. Demonstrates exceptional problem-solving abilities and a keen interest in credit risk assessment and portfolio management. Eager to contribute to a dynamic team while gaining practical experience in the finance sector.

Title: Credit Risk Assessment of Reliance Industries Limited

• Objective: To evaluate the creditworthiness of Reliance Industries Limited by analyzing its financial performance, market position, and industry dynamics.
• Methodology: Conducted in-depth financial statement analysis, including ratio analysis and trend analysis. Researched industry trends, competitive landscape, and regulatory environment. Developed a credit risk model to assess the probability of default.
• Conclusion: Identified key credit risk factors and assessed the company's overall creditworthiness. Developed recommendations for mitigating credit risk.

Tittle: Simulation Report for Company Merger and Acquisition

• Objective: To evaluate the strategic and financial feasibility of a potential merger/acquisition between Company A and Company B and recommend a course of action.
• Methodology: Employed a combination of financial analysis, strategic assessment, and operational review to evaluate the transaction.
• Conclusion: Based on the analysis, it is recommended that the merger/acquisition of Company A and Company B not proceed due to overvalued target company and high potential for post-merger integration costs that could negatively impact profitability.

• Consistently exceeded performance targets during my tenure at HDFC AMC.
• Volunteered for Kanyathon, a charity event to save girl children, and contributed towards corporate sales and sponsorship.
• Worked with the NGO (Allied Education and Development Society) to provide educational support to underprivileged children

• Cricket
• Traveling
• Badminton