Chandan Kumar

I reported Indian Overseas Bank, Kumudepalli Currency Chest at Hosur, Krishnagiri (Tamil Nadu) as Manager-1st Line on the date 14.02.2022 on transfer from Indian Overseas Bank, Palakkodu Branch, Dharmapuri (Tamil Nadu). I have been performing the duties of Currency Chest In-charge as Manager-1st Line at current place of posting.

I reported Indian Overseas Bank, Palakkodu Branch, Dharmapuri, Tamil Nadu on the date 10.06.2018 as Manager First Line on promotion from Assistant Manager. As branch head, I took care of overall management of branch including Credit, Operations, Forex, para banking, business growth, etc. In credit department, I ensured proper credit management through Credit sanction, Credit appraisal, Credit monitoring, recovery, audit, etc. I ensured growth in majorly in MSME and Retail Credit. Various types of loans that were granted in my period includes Cash Credit for MSME, term loans for MSME, Housing loans, Car loans, Loan against property. The business of branch in every field improved significantly. I ensured proper growth of business as well as increased facilities for customers in the branch.

I reported Indian Overseas Bank, Sachin Branch, Surat, Gujarat as Assistant Manager- 2nd line on transfer from Indian Overseas Bank, Surat Branch, Surat, Gujarat. I worked as a second line functionary of the branch taking care of operations, credit, etc for a span of about a month.

I joined Indian Overseas Bank, Surat Branch as Assistant Manager on Probation on the date 28.11.2014. Until my service confirmation on the date 28.11.2015, I got trained in all the departments of branch, viz., Foreign Exchange-imports, Credit and General Banking. On confirmation on the date 28.11.2015, I was given the responsibility of Credit department and I looked after Credit management of branch including Credit appraisal, Credit monitoring, recovery, audit and rectification, etc. Major loans being taken of by me were MSME and Retail loans which included, MSME Cash Credit, MSME Term Loan, Housing Loans, Vehicle Loans, Loan against property, etc.