Summary
Overview
Work History
Education
Skills
Timeline
Generic

Nikhil Ojha

Kanpur

Summary

Seasoned management and finance professional with 7 years 08 Months of comprehensive expertise in leading teams and driving financial success. Proven track record of implementing strategic initiatives to optimize operational efficiency, reduce costs, and enhance profitability. Skilled in financial analysis, forecasting, budgeting, and risk management. Proficient in cross functional collaboration, fostering cohesive teams to achieve organizational objectives. Strong understanding of regulatory compliance and reporting standards. Excels in translating financial data into actionable insights to support decision making processes. Seeking to leverage leadership skills and financial acumen to contribute to the growth and success of a dynamic organization.

Overview

9
9
years of professional experience
2014
2014
years of post-secondary education
2
2
Languages

Work History

BranchHead

Moneyboxx FinanceLtd.
07.2024 - Current
  • Lead Branch Operation and manage a team.
  • Develop and implement strategies to drive branch performance.
  • Monitoring the Branch Operation work.
  • Set Goals and objectives for stores in your area.
  • Achieve Sales Target.
  • Recruit and hire new employee.
  • Oversee compliance with regulatory requirements and company policies.
  • Identify new catchment areas.
  • Train and onboard new employees.
  • Maximizing productivity of each staff
  • Retention of the staffs.
  • Mentor the staffs to work as a Team.
  • Liaise with statutory norms

Area Manager

RBL Finserve Limited
12.2023 - 06.2024
  • To enhance the branch business through business development
  • Smooth flow of day to day operations in branch in micro finance product.
  • Monitoring the Branch Operation work.
  • Set Goals and objectives for stores in your area.
  • Achieve Sales Target.
  • Recruit and hire new employee.
  • Improve the Operational efficiency.
  • Identify new catchment areas.
  • Train and onboard new employees.
  • Maximizing productivity of each staff
  • Retention of the staffs.
  • Mentor the staffs to work as a Team.
  • Create reports for upper management.
  • Liaise with statutory norms
  • Have to handle 5 Branches

CRM

Ujjivan Small Finance Bank
05.2022 - 12.2023
  • Actively support acquisition of customers for unsecured loans (GL, and unsecured ILKSL)
  • Support conversion of existing borrowing customers for liabilities.
  • To facilitate undertaking of initiatives to retain and deepen relationship with existing customer for unsecured loans and for liabilities
  • Responsible to maintain process quality & ensures adherence to internal audit standards
  • Responsible for maintain Branch Documents.
  • Responsible for Branch Cross Sell Business.
  • Responsible for Open Market Liabilities

Branch Manager

L&T Finance Limited
10.2019 - 04.2022
  • Responsible for driving Sales and Collection to achieve 100% target.
  • To manage a team of 5 to 7 FLOs
  • To assign target to FLO and to conduct review on a daily basis
  • Overall Branch management.
  • Starting business in a new village: Village appraisal and preparation of the approval.
  • Sourcing of business: Sending disbursement plan to Cluster Head.
  • Monitoring of associate's activities and productivity
  • Disbursements: Preparation of disbursements documents, withdrawal of money from bank, and disbursal to customers.
  • Authorization of MERC entries:
  • Customer visits during collection cycle.
  • Meeting first time defaulters immediately
  • Collection of overdues.
  • Meeting with all OD customers on a frequent basis.

Front Line Officer

L&T Finance Limited
08.2018 - 10.2019
  • Customer Service
  • Transaction Processing
  • Sales and Cross
  • Risk Management
  • Problem Resolution
  • Collaboration
  • Relationship Management

BDM/BR. HEAD

Trykr.com
09.2016 - 07.2018
  • New Company Meeting
  • New Registration
  • Fresh Candidate Handling
  • Cash Handling
  • Team Handling
  • Report Preparing

Education

BBA -

Jagran College of Arts, Science and Commerce

Intermediate - undefined

UP Board
Prayagraj, Uttar Pradesh

High School - undefined

UP Board
Prayagraj, Uttar Pradesh

Skills

Leadership qualities

Timeline

BranchHead

Moneyboxx FinanceLtd.
07.2024 - Current

Area Manager

RBL Finserve Limited
12.2023 - 06.2024

CRM

Ujjivan Small Finance Bank
05.2022 - 12.2023

Branch Manager

L&T Finance Limited
10.2019 - 04.2022

Front Line Officer

L&T Finance Limited
08.2018 - 10.2019

BDM/BR. HEAD

Trykr.com
09.2016 - 07.2018

Intermediate - undefined

UP Board

High School - undefined

UP Board

BBA -

Jagran College of Arts, Science and Commerce

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Nikhil Ojha