Nikhil Sharma
New Delhi
Summary
Dedicated and detail-oriented Business Manager with more than6 years of experience. Experienced and dynamic Bank Manager with a proven track record of success in leading and managing diverse banking operations within Bank of Baroda. Deep understanding of Foreign exchange management, international trade, financial analysis, risk management, regulatory compliance, and loan portfolio management. Strong interpersonal skills, professional integrity, sound judgment, dependability, and initiative-taking approach.
Overview
10
10
years of professional experience
1
1
Certification
Work History
Manager (MMG S II)
Bank of Baroda
07.2021 - Current
- Foreign Exchange Dealer (Manager) in East Delhi Region handling annual business volumes of approximately USD 300 million.
- Reporting and controlling officer for26 link branches
- Branch Head: Previously worked as Branch Manager in a rural branch of Rajasthan handling portfolio of about Rs.85.00 crores
- Key tasks include: Acquisition of fresh deposits, fresh advances in Retail, MSME and agriculture-based industry ensuring financial inclusion in all sectors, Recovery of dues, Branding and Promotion, Audit, Compliance and Supervision of overall branch operations Handling of customer grievances, promotion of financial literacy campaigns, dealing with local governmental organisations, optimal use of press and media for broadcasting several campaigns and products of the bank
Officer (JMG S I)
Bank of Baroda
10.2017 - 07.2021
- Credit In-Charge, Operations In charge
- Retail loan portfolio, MSME Loan portfolio, Compliance and Customer handling
Research Analyst
BMR Global Services Pvt Ltd, Gurgaon
07.2015 - 03.2016
- Secondary Research in AML-Politically Exposed Persons (PEP) process
Education
Post Graduate Diploma - Banking and Finance
Manipal Academy of Higher Education
01.2017
B.A. (Hons.) - Business Economics (BBE)
University of Delhi
01.2015
Skills
- International Trade Finance
- Export Promotion
- Digital Lending/ Digital Banking
- Rural Development
- Regulatory Compliance
- Risk Management
- Loan Portfolio Management
- Team leadership
- Strategic Planning
- Budgeting and Financial Control
- MS Office Toolpack
- Financial Inclusion/ Financial Literacy
- Complex Problem-solving
Certification
- Certified Associate of Indian Institute of Bankers (CAIIB)
- Certificate in International Trade Finance
- NISM-Series-V-A: Mutual Fund Distributors & NISM-Series-VI: Depository Operations Certification
Hobbies and Interests
Sports
Accomplishments
- Leadership: Head Boy at School for the batch of2012, Class Representative at College for BBE Batch of2012-15, Sports Programme Leader at PGDBF: April2017 to August2017
- Current Job: Secured 'AA' and 'A' grading for5 years consistently, Promotion in the first attempt under Fast Track Channel, Awarded with Spot Rectification Certificate in Annual Inspection of Branch (FY2022-23), Awarded Tag for 'Customer Centricity' in the month of December2022 for remarkable work
- Sports: Won various inter-institutional events in the field of Badminton, Basketball and Cricket.
Timeline
Manager (MMG S II)
Bank of Baroda
07.2021 - Current
Officer (JMG S I)
Bank of Baroda
10.2017 - 07.2021
Research Analyst
BMR Global Services Pvt Ltd, Gurgaon
07.2015 - 03.2016
B.A. (Hons.) - Business Economics (BBE)
University of Delhi
Post Graduate Diploma - Banking and Finance
Manipal Academy of Higher Education
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