Nikita Jakhar
Gurgaon, Haryana
Summary
Results driven professional with approximately 4 years of experience across organizations such as Genpact, BNY Mellon and SS&C GlobeOp Financial Services. Experienced in designing and implementing enterprise-wide KYC and Transaction Monitoring programs, supporting and executing financial crime investigation, anti-money laundering (AML), SAR/STR filing in alignment with global AML policies and regulatory requirements.
Overview
5
5
years of professional experience
Work History
KYC QC Specialist
Genpact
Gurgaon
07.2024 - Current
- Performed Quality reviews of KYC/CDD/EDD cases to ensure compliance with internal policies, regulatory requirements, and global AML standards.
- Reviewed customer identification documents (Individual and Institutional), including incorporation documents, UBO structures, ownership charts, and source of funds/wealth.
- Conducted risk-based QC checks on high-risk customers, PEPs, and adverse media cases to validate risk ratings and mitigation measures.
- Supported internal and external audits by providing evidence, clarification notes, and remediation inputs.
- Monitored adherence to SOPs, SLAs, and regulatory guidelines, maintaining high quality standards and reducing rework and audit observations.
- Conducted transaction monitoring investigations by reviewing alerts, identifying red flags, mapping typologies, and recommending risk mitigation actions or SAR escalation to MLROs
- Analyzed customer transaction patterns using internal monitoring systems and external blockchain analysis tools to identify suspicious activity.
- Collaborated with compliance, risk, and business teams to address AML/KYC gaps and support remediation efforts.
- Conduct public domain searches to identify any negative news related to the customer or associated parties.
- Report any unusual or suspicious activity as per FIU table and raise Requests for Information (RFIs) when necessary.
- Train new analysts and support ongoing compliance awareness programs.
Senior Analyst
BNY Mellon
Pune
05.2022 - 11.2023
- Analyzed transaction data to identify patterns indicative of money laundering.
- Performed end-to-end KYC verification and customer due diligence for regulated financial clients in accordance with the AML/KYC policies and procedures.
- Reviewed customer documentation to ensure compliance with regulatory and internal policy requirements
- Supported fraud detection and compliance quality initiatives through accurate case handling and documentation
- Ensure Quality Assurance & risk management on cases completed by analysts/new hires
- Prepare observation from review and analysis through compiling of review notes, documentation and resolution.
Analyst
SS&C GlobeOp Financial Services
Gurgaon
07.2021 - 03.2022
- Conducted end-to-end KYC verification and comprehensive due diligence for customer onboarding
- Reviewed and validated customer documentation to ensure compliance with applicable regulatory standards, policies, and risk-based procedures
- Maintained accurate and complete records of customer interactions, verification outcomes, and compliance documentation using CRM and KYC management systems
- Supported fraud prevention initiatives by implementing controls aligned with regulatory compliance frameworks and internal risk mitigation standards
Education
Post Graduate Diploma in Management - Finance
Fostiima Business School
Delhi, India03-2021
Skills
- Transaction Monitoring/ review, Enhanced Due Diligence
- Cryptocurrency, Block-Chain Analysis
- Sanction Screening, Negative News
- Risk Identification, Risk Assessment, Risk Mitigation
- PEP Screening
- Fraud Prevention
- Chargebacks
- BSA
- FATF
- USA Patriot Act
- OFAC
- Quality Checks
Tools
- Salesforce, CRM, Control Center, Agent Cockpit, World Check, LexisNexis, AWS, Tracer
Timeline
KYC QC Specialist
Genpact
07.2024 - Current
Senior Analyst
BNY Mellon
05.2022 - 11.2023
Analyst
SS&C GlobeOp Financial Services
07.2021 - 03.2022
Post Graduate Diploma in Management - Finance
Fostiima Business School