NIKITA RAJPUT
Bhopal
Summary
To secure a responsible career opportunity to fully utilize my training and skills, while making a significant contribution to the success of the company.
Overview
13
13
years of professional experience
Work History
Territory Sales Manager
IDFC FIRST Bank Ltd
Bhopal
06.2024 - Current
- Developed and maintained strong relationships with clients across designated territories.
- Conducted market analysis to identify new sales opportunities and trends.
- Delivered training sessions for new team members on sales strategies and tools.
- Provided ongoing support to clients, addressing inquiries and resolving issues promptly.
- Penetrated new markets by investigating competitor products, services, and trends.
Sales Manager–Personal Loan Dept
Aditya Birla Finance Ltd.
Bhopal
11.2023 - 11.2024
- Login & Disbursement of files on the company's digital portal.
- Establish and maintain relationships with DSA.
- Managed DSA empanelment and resolved payout issues to ensure smooth operations.
- Evaluated and processed loan applications to assess eligibility and streamline approval.
- Analyze applicant's financial status, credit, and property evaluations to determine feasibility of granting loans.
- Oversaw 0-6 MOB collection cases to maintain compliance and mitigate risk.
Sales Manager–Personal Loan Dept
Axis Bank Ltd
Bhopal
08.2021 - 10.2023
- Establish and maintain relationships with DSA or provide assistance with problems these channels may encounter.
- Handling DSA empanelment and payout issues.
- Regular training and visits to DSA.
- Examine, evaluate, or process loan applications.
- Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
- Preparation of login and disbursement of file.
- Relook those cases which have been rejected by credit on incorrect grounds.
- Maintaining insurance penetration and account opening target.
Channel Business Manager
IDFC First Bank Ltd (Payroll Me–Hin Tech Edge)
Bhopal
07.2019 - 08.2021
- Worked as Channel Business Manager in Professional Loan Department in IDFC.
- Coordinated with channels for loan applications of Professionals.
- Taking care of business targets.
- Channel visits.
- Login and disbursement of files.
Sales Coordinator
IDFC First Bank Ltd (Payroll Me–Hin Tech Edge)
Bhopal
08.2018 - 06.2019
- Handling back-office work in Professional Loan Department.
- Maintaining FTR of Login and Disbursement Files.
- Document checking and telling pendencies to concerned manager/channel.
- Coordinate with sales, operations and credit.
- First EMI calling of customers.
Sales Coordinator
ICICI Bank Ltd (Payroll IProcess Services India Pvt Ltd)
Bhopal
06.2016 - 07.2018
- Handling login and disbursement in Personal loan and Business Loan Department.
- Ensuring quality of files before moving to credit/operations.
- Coordinate with sales, credit and operations.
- Maintaining MIS of online leads with daily status update.
- Raising memo for rate waiver/ DD cancellation/ DD re-issue request.
FOS
Fullerton India Credit Company Ltd
Bhopal
01.2014 - 05.2016
- Worked in Personal and Business Loan department as FOS
- Called ETB customers to communicate pre-qualification offers.
- Handled login and disbursement of loan files to ensure timely processing.
- Maintained file tracking records to ensure accurate documentation.
- Met assigned business and insurance targets consistently.
Education
Master - Commerce
Rajeev Gandhi College
BhopalBachelor - Commerce
Rajeev Gandhi College
Bhopal12TH -
Bal Bhavan School
BhopalSkills
- Client management
- Decision Making
- Problem Solving
- MS Office
- Teamwork Skills
- Creativity
LANGUAGES
Hindi, English
HOBBIES
Travelling, Exploring New Things, Reading
Timeline
Territory Sales Manager
IDFC FIRST Bank Ltd
06.2024 - Current
Sales Manager–Personal Loan Dept
Aditya Birla Finance Ltd.
11.2023 - 11.2024
Sales Manager–Personal Loan Dept
Axis Bank Ltd
08.2021 - 10.2023
Channel Business Manager
IDFC First Bank Ltd (Payroll Me–Hin Tech Edge)
07.2019 - 08.2021
Sales Coordinator
IDFC First Bank Ltd (Payroll Me–Hin Tech Edge)
08.2018 - 06.2019
Sales Coordinator
ICICI Bank Ltd (Payroll IProcess Services India Pvt Ltd)
06.2016 - 07.2018
FOS
Fullerton India Credit Company Ltd
01.2014 - 05.2016
Master - Commerce
Rajeev Gandhi College
Bachelor - Commerce
Rajeev Gandhi College
12TH -
Bal Bhavan School