Nilesh Kumar Jain
Chennai
Summary
Dedicated Chartered Accountant with 5 years of comprehensive experience in financial analysis and regulatory compliance. Proven track record of delivering accurate and timely financial reporting. Demonstrated ability to thrive in fast-paced environments and collaborate effectively with cross-functional teams.
Overview
5
5
years of professional experience
Work History
Senior Credit Manager
Vivriti Capital Limited
Chennai
12.2023 - Current
- Conduct detailed credit due diligences on NBFC’s/Fintech’s, prepare credit reports, seek approvals from Credit Committee for Co-lending
program. - Seek, analyze, and structure data provided by clients
- Evaluating business models, meetings with CXO’s/Senior management of companies and
thorough field diligence (HO/CO/Branches) - Evaluate feasibility of program through co-ordination across multiple teams (internal/external), recommending product structures, limits & recourse requirement basis
loss estimation. - Post Go-Live, Identifying early warning signs of credit deterioration through credit monitoring, management meetings, calls and regular updates to credit committee on portfolio insights etc.
Analyst - Corporate Ratings
ICRA Limited
Chennai
08.2021 - 12.2023
- Evaluate and assign credit ratings to various debt instruments and issuers of such instruments by analyzing financial statements, industry trends, and market data to assess creditworthiness and risk factors
- Writing and presenting a detailed report covering the findings, analysis of past trends and a forecast of future earnings
- Regularly monitor and update the ratings of the entities and debt instruments they cover, reflecting changes in the creditworthiness of the issuer.
Credit Manager
ICICI Bank
Chennai
05.2019 - 08.2021
Vivriti
- Analyzed financial statements, credit reports, and customer profiles to assess creditworthiness and set credit limits for new and existing customers
- Underwriting of business loan/ Home loan and credit card applications and Co-ordinating with legal, Technical, FI agencies, FCPG and collection agencies for processing a case.
Education
Chartered Accountant -
The institute of Chartered Accountants of India
11.2018
Cost Accountant -
The Institute of Cost Accountants of India
06.2016
Skills
- Thorough knowledge in MS Office Suite, firmly in Excel
- Regulatory Compliance
- Credit evaluations
- Underwriting expertise
- Good Communication Skills
- Fast Learner
- Adaptability
- Team Player
Accomplishments
- All India 3rd rank in CMA Foundation
- All India 31st rank in CMA Intermediate
Languages
- English, Full Professional Proficiency
- Telugu, Native or Bilingual Proficiency
- Hindi, Native or Bilingual Proficiency
- Tamil, Limited Working Proficiency
Hobbies and Interests
- Playing and watching cricket
- Reading books on Personal Finance
- Watching Movies
Timeline
Senior Credit Manager
Vivriti Capital Limited
12.2023 - Current
Analyst - Corporate Ratings
ICRA Limited
08.2021 - 12.2023
Credit Manager
ICICI Bank
05.2019 - 08.2021
Chartered Accountant -
The institute of Chartered Accountants of India
Cost Accountant -
The Institute of Cost Accountants of India