NIMMYMOL T
Senior Business Analyst
Chennai
Summary
Professional with 6 years experience in business analysis, skilled in data-driven decision-making, and process optimization. Strong focus on team collaboration and delivering impactful results. Reliable in adapting to changing needs while leveraging skills in stakeholder management, requirement gathering, and strategic planning. Recognized for analytical thinking, problem-solving abilities, and effective communication.
Overview
1
1
Language
14
14
years of professional experience
Work History
Senior Business Analyst
TCS PVT LTD
09.2022 - 01.2026
- Worked in TCS PVT LTD, Chennai as Senior Business Analyst from Sep 2022 to Jan 2026
- CLIENT: CITI BANK (USA)
- KYC:
- Identifying and Verifying the identity of the Customer (KYC).
- Performing End to End KYC for both Individual and Entity customer.
- We are doing remediation and on boarding for NAM customers, the objective of the remediation is to gather up to date personal information of the customer and all required documentation from our customer.
- Based on AUM (Asset under Management) customers are classified as Consumer Mass Market, Higher Affluence, Private Client and Ultra High Net Worth.
- Verification of CIP (Customer Identification Program) details is done by Documentary method and Non Documentary method.
- Remediation of customer includes ID&V checks, Source of Funds and Wealth Validation, KYC, Screening.
- Analyzing the customer risk by doing Name Screening like Adverse Media, PEP list, SPF and Sanction Screening.
- Classifying customers risk rating with KYC management procedure ensuring compliance with all AML Laws, Regulations and Written Procedures: OFAC, KYC and Transaction Monitoring Checks.
- Profile Maintenance is done based on risk rating, which is scheduled and Unscheduled review. Frequency of review and work item type differs is also based on risk rating.
- For Low and Medium risk customer we are doing CDD (Customer Due Diligence) and for High risk customer we are doing EDD (Enhanced Due Diligence).
- To ensure strict adherence to KYC policies and procedures liaising with Relationship Banker regarding any suspicious and to document the same.
- Performing Transaction Monitoring by analyzing the customer account based on customer’s profile by ensuring that all transaction are adhered to not merely high standards but also complied with KYC guidelines and regulations.
Quality Analyst
HCL Technologies ltd
04.2021 - 08.2022
- Worked in HCL TECHNOLOGIES LTD, Chennai as Business Associate (Quality Analyst) from April 2021 to Aug 2022.
- CLIENT: Bank of Ireland (BOI), Northern Ireland and Other countries.
- Projects Involved: KYC QA
- Perform customized analysis on different client segments.
- Existing customers – SME & Individual
- Corporate
- New Client on boarding- UK personal and Non personal
- Enhanced due diligence- UK personal and Non personal
- Roles and Responsibilities:
- Upload the client information and maintain the data in system properly.
- Interact with country RM/CCM for getting client information and process the same within the TAT.
- Plan/Prioritize and track CDD review workload to ensure timely delivery.
- Providing reports, detailing adverse, sanction, PEP and relevant information on the clients to country RM/CCM.
- By sourcing of underlying documents placed in CDD and maintained QA static data Analyzing of PEP, Adverse checks & Sanctions of the client by conducting searches via Lexis – Nexis, Google, world Check, Norkon etc., and updating the relevant information to the bank on day to day basis.
- Responsible for client retention.
- Update the client information as per Country Addendum requirements.
- Maintaining static data report for each client and sending reports to the stakeholders.
- Ensuring all AML documents and appropriate MLRO approvals placed in KYC performed follow – up investigation placed in KYC.
- Performed follow up investigation.
- Ensuring enhanced due diligence reviews on high - risk customers and clients was performed
- Timely reported and escalated significant issues to bank to take action, if any linkage found on adverse news, Sanction linkages on client.
- Involved in resolving issues of varying level of complexity.
- Implementation of the company policies and procedures.
- Updating MIS on daily basis.
Financial Associate
RR DONNELLY INDIA OUTSOURCE PVT LTD
09.2011 - 01.2014
- Worked in RR DONNELLY INDIA OUTSOURCE PVT LTD, TRIVANDRUM, KERALA as Financial Associate for 2.4 years in 2011-2014.
- Projects Involved: Policy Holder Service
- Roles and Responsibilities:
- Adjudication of claims as per benefits
- Verify & validate the information sent by the Insured.
- Checking the different status of the policyholder from different clients.
- Process claims for payment on the processing system
- Maintain MIS
Education
Master of Business Administration - undefined
ANNA University
01-2011
B.COM - undefined
KERALA UNIVERSITY
01-2009
+2 - undefined
STATE BOARD
Kerala01-2006
Skills
MS Word, Excel & Power point
Tally (Accounting Package)
Analytical Skills
Creative thinking
Organizing and controlling
Leadership with determination and confidence
Flexibility
Motivating Team spirit
Hard Working
Enthusiastic
Reliable
Responsible
Positive attitude
Integrity
Proactive
Strong organizational abilities,strong work ethics and willingness to work hard,to achieve employer objectives
Excellent communication skills and works well as an individual and as a group
I normally acquire the nature of my job as I have the ability to grasp fast
Able to work on self initiative or as part of a team and can deal with administrative duties competently
Budgetary accountability and work towards the guest satisfaction and company’s profitability
‘Service with a smile’-Good experience handling customer service & reception duties
Accomplishments
Best performer of team Financial Management Service in RR DONNELLY INDIA OUTSOURCE PVT LTD during 2nd quarter of 2013.
DECLARATION
I , NIMMYMOL T , hereby solemnly declare that the information given above is true to the best of my knowledge. Date: Place: Signature [ NIMMYMOL.T]
MY COMMITMENT
If given an opportunity to perform for your company, from my end , I promise to offer a package of commitment , dedication and professionalism coupled with believing in the milestone of customer care , flair for initiative , good interpersonal skills with willingness to work and desire to succeed.
Timeline
Senior Business Analyst
TCS PVT LTD
09.2022 - 01.2026
Quality Analyst
HCL Technologies ltd
04.2021 - 08.2022
Financial Associate
RR DONNELLY INDIA OUTSOURCE PVT LTD
09.2011 - 01.2014
+2 - undefined
STATE BOARD
B.COM - undefined
KERALA UNIVERSITY
Master of Business Administration - undefined
ANNA University