Niranjan Kumar
Jamshedpur,Jharkhand
Summary
Experience in portfolio Management and Relationship Management with HNI and Ultra HNI Client.
Overview
18
18
years of professional experience
1
1
Certification
Work History
Relationship Manager
HDFC Bank
02.2024 - Current
- Portfolio Management by acquiring of New Preferred/Imperia customers and enhancement the relationship by cross-selling products and service
- Develop and maintain long term relationships with clients, acting as trusted advisor and ensuring customer satisfaction
- Conduct regular Portfolio Review
- Revenue generation for the Branch
- Managing Portfolio of 100 Crore and 208 Groups .
Banking Partner
Indusind Bank
09.2022 - 01.2024
- Company Overview: Pioneer Banking
- Revenue generation
- Portfolio Management
- AUM creation
Relationship Manager
State Bank of India
09.2020 - 09.2022
- Develops new and expands existing High Net worth Customer relationships for liabilities by sourcing customers
- Sources new bank customers through external individual efforts and acquisition channel
- Cross sells bank products to the existing set of Branch customers which are mapped
- Informs customers of new products or product enhancements to further expand the banking relationship
- Plans and conducts special sales initiatives and events for prospective and existing clients
- Maintains complete relationship record for assigned customer accounts
Branch Sales Manager
HDFC BANK LTD
10.2012 - 09.2020
- Driving Revenue growth through the acquisition of new business to Bank
- Managing Current Account portfolio and Investment
- Acquisition of Home loan, Auto loan, mortgage loan, personal loan, overdraft Business loan, Business Loan, Working Capital
- Banking Operation
- Acquisition of new merchant Relationship
- Selling of MPOS/GPRS
- Develop and implement sales initiative programs to drive sales/ product goals
- Learn, know and be able to present all products
- Identify new markets and significantly increase the existing customer base
- Prepare a proposal and presentation on sales
- Managing day-to-day banking operations and risk management
Officer
Axis Bank Ltd
06.2007 - 10.2012
- Direct Sales
Education
MBA - Marketing
BPUT
01.2006
Graduation - Science
Ranchi University
01.2003
Intermediate - Science
Bihar Intermediate Education Council
01.1999
Matriculation - Science, Arts, Math's
Bihar School Education Board
01.1996
Skills
- Proficiency in all Microsoft Office applications
- Capable of leading the sales professional's team and driving sales goals
- Customer relationship management
Certification
- IRDA
- NISM
Personal Details
English
Hindi
Bengali
Oriya
Timeline
Relationship Manager
HDFC Bank
02.2024 - Current
Banking Partner
Indusind Bank
09.2022 - 01.2024
Relationship Manager
State Bank of India
09.2020 - 09.2022
Branch Sales Manager
HDFC BANK LTD
10.2012 - 09.2020
Officer
Axis Bank Ltd
06.2007 - 10.2012
Graduation - Science
Ranchi University
Intermediate - Science
Bihar Intermediate Education Council
Matriculation - Science, Arts, Math's
Bihar School Education Board
MBA - Marketing
BPUT