Nishitha Vemuri

• Reviewed financial records, written comprehensive reports on financial performance and assigned risk rating to each vendor.
• Conducted ongoing reviews to monitor vendor viability and identify strong and weak areas.
• Identify control breach in TPRM and provided insights for risk deficiency process.
• Conducted due diligence on potential weak rated vendors and presented findings to SMC's.
• Monitored market trends and news to identify impact on supply chain of each vendor.
• Presented oral and written reports on general economic trends, individual corporations and entire industries.
• Generated Spend analysis of each vendor category wise in OBIEE tool.
• Drove optimization of regulatory risk management, control testing and process improvements.
• Maintained strong knowledge of third-party risk management within vertical industry.
• Prepared executive presentations for leadership at various forums, committees, business reviews, and management meetings to help drive agenda and deliverables

• Assisting client in underwriting of loan facilities and conducting detailed analysis of company to gauge the company and facility risk rating.
• Performing credit appraisal of corporates through interim and annual reviews and implementing effective remedial measures based on identified deviations.
• Involved in underwriting and periodic monitoring of lines of credit based on borrowing base calculations across the lifecycle of loan.
• Performing credit appraisal of ACH clients through periodic analysis of historic ACH reports.
• Ascertaining potential credit risks and evaluating asset quality of distress firms(AQR & ARG) based on alignment of cash flow to expansion of business including risk rating triggers; assessing and ensuring compliance to covenants through quarterly portfolio monitoring.
• Evaluating Leveraged cash flow (LCF) and other historical data to discern the expansion capacity of business.
• Acknowledged for pro-actively involving in various client centric Ad-hoc projects and suggesting accountable changes to improve efficiency and quality of tasks in team.
• Assisted with other team members to help resolve operational issues.
• Actively listened to RM's, handled concerns quickly and escalated major issues to supervisor.
• Worked closely with onshore team to maintain optimum levels of communication to effectively and efficiently complete projects.
• Educated new hires on company policies and procedures by through mentor mentee training program.
• Maintained energy and enthusiasm in fast-paced environment.
Awards & Accolades
• Winner of Employee of the month 3 times – for execution of higher tasks than peers while adding value in reports.
• Extra Miler (Quarterly Award) – for delivering high volumes with high-quality work and participating in critical projects over regular workflow.

• Worked as cashier, handled loan documentation, cheque clearing on rotational basis.
• Handled cash and bookkeeping on day to day basis.
• Updated monthly Stock statements of OD/OLCC accounts & reconciliation of branch accounts.
• Processed branch transactions like account openings, fund transfers and AML fraud checks.
• Gathered loan documentation like ITR's, Financial Statements, Title deeds, Valuation reports, legal opinions etc., for underwriting and credit approval.
• Assessed credit risk and analyzed financial statements.
• Maximized productivity by keeping detailed records of daily progress and identifying and rectifying areas for improvement.
• Maximized customer interactions by promptly identifying needs and wants through daily communication.
• Increased customer satisfaction by 5%YoY with in Branch level, exclusively by managing over 50 customer accounts.
• Educated customers on use of banking website & mobile apps and answered customer inquiries regarding account balances, transaction history, services charges, and interest rates.
• Identified sales opportunities and referred customers to branch partners in financial services.
• Complied with internal controls and government regulations.

• Worked on EY internal tools for data extraction and sorted data using advanced excel like VBA basic and pivot.
• Performed checks for acceptance of new clients and engagements(PACE).
• Sent requests to local team for Audit related deliverables and tracking the same.
• Roll forwarding previous year's budgeted hours to current year(BPR).
• Handled day-to-day running of projects, ensuring high levels of productivity and progression.