Nitesh pal
mumbai
Summary
Detail-oriented and adaptable professional with three years of experience in U.S. residential mortgage operations, specializing in foreclosure, bankruptcy, REO, service transfer, and loss draft processing. Skilled in claim disbursement, restricted escrow handling, and document control. Committed to accuracy, compliance, and timely process execution in fast-paced environments.
Completed a professional certification in Investment Banking Operations, with knowledge of IPOs, equities, bonds, derivatives, corporate actions, and trade lifecycle management. Adept at bridging mortgage operations and capital market processes to deliver efficient, compliant solutions.
Overview
3
3
years of professional experience
1
1
Certification
Work History
Associate - Assurant Operations - US Property Mortgage
Transworld Systems India Private Limited
Mumbai
07.2022 - Current
- Process high-volume check transactions and claims adjudication for U.S. mortgage portfolios, ensuring accurate posting, reconciliation, and timely resolution of payment exceptions.
- Review and validate documentation for foreclosure, bankruptcy, REO, service transfer, and paid-in-full loans in line with investor, lender, and regulatory guidelines.
- Manage loan servicing workflows, including payment processing, escrow verification, and exception handling, maintaining 100% settlement compliance.
- Handle loss draft claims, issue draw checks, and coordinate with insurance providers, attorneys, and internal teams to expedite disbursements.
- Ensure accurate claim disbursement by endorsing checks or depositing funds into restricted escrow accounts.
Education
Bachelor of Commerce -
Shri Ram College of Commerce & Science
mumbai10.2020
Higher secondary Certificate - Biochemistry
Sadbhawana Intermidiate College
Azamgarh05.2016
Skills
- MS Excel, MS Office, digital workflow systems, MSCIT certified
- Team collaboration, communication, attention to detail, problem solving
Certification
Certificate in Investment Banking EICT Program, Intellipaat
Hobbies and Interests
Playing cricket
Languages
- English
- Hindi
- Marathi
Personal Information
- Date of Birth: 02/24/98
- Gender: Male
- Nationality: Indian
Disclaimer
I certify that the information provided in this resume is true and accurate to the best of my knowledge.
Timeline
Associate - Assurant Operations - US Property Mortgage
Transworld Systems India Private Limited
07.2022 - Current
Bachelor of Commerce -
Shri Ram College of Commerce & Science
Higher secondary Certificate - Biochemistry
Sadbhawana Intermidiate College
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