Nithin Gowtam
Bengaluru
Summary
Finance and risk professional with 7+ years of experience across banking operations, client onboarding, SOX controls, regulatory compliance, and quality assurance at JPMorgan Chase & Co. and State Street. Experienced in control documentation, audit remediation, Excel-based reporting, dashboard development, data validation, and process improvement. Currently collaborating with Technology teams on AI-assisted regulatory compliance solutions to identify regulatory clauses and assess alignment with internal policies and controls. Skilled in stakeholder management, risk identification, financial modeling, and strengthening operational control frameworks.
Overview
2
2
Languages
1
1
Certification
5
5
years of post-secondary education
8
8
years of professional experience
Work History
Assistant Manager - Client Onboarding
State Street Corporate Services (Mumbai) Pvt. Ltd.
Bangalore
03.2026 - Current
- Leading onboarding transformation for complex derivatives (Equity & Interest Rate Swaps) with strong focus on risk identification, control design, and regulatory compliance.
- Identified opportunities to digitize onboarding controls and automate risk checks and validations, enhancing compliance processes.
- Collaborated with the Technology team to configure and refine Copilot-based AI solution utilizing regulatory documents, internal policies, and control documentation to improve onboarding efficiency.
- Supported AI-assisted identification of regulatory clauses and comparison with internal policies and controls, strengthening compliance validation and addressing potential gaps.
- Reviewing AI-generated outputs with business and regulatory context to support alignment with compliance requirements and established control objectives.
- Led SOX control uplift for onboarding-to-treasury handoffs by mapping key controls to risk and control matrices, documenting narratives, and supporting control testing.
Team Leader - Client Onboarding
State Street Corporate Services (Mumbai) Pvt. Ltd.
Bangalore
03.2024 - 02.2026
- Maintained 100% compliance across audit reviews by enforcing documented control procedures, SOP governance, and approval discipline.
- Directed escalation and root cause analysis for control exceptions, with action tracking and evidence-based remediation closure.
- Built weekly control dashboards in Excel covering exception aging, late approvals, and SLA adherence to support management oversight.
- Delivered training and SOP updates, enhancing new-hire productivity and reducing documentation turnaround time.
- Reviewed KPI and exception trends to identify recurring issues and prioritize remediation efforts.
Operations Analyst - Middle Office Quality Assurance
JPMorgan Chase & Co.
Bangalore
06.2022 - 03.2024
- Executed quality control on 500+ onboarding and treasury-adjacent cases, ensuring zero deviations and enhancing audit trail quality.
- Partnered with compliance teams to embed preventative controls and reduce manual errors by 20% through targeted automation and process revisions.
- Validated case data and reporting outputs, investigated discrepancies, and coordinated corrective actions with stakeholders to ensure data integrity.
- Developed exception and performance dashboards for leadership, increasing visibility into issue trends and prioritizing remediation efforts.
- Authored and updated SOPs, control narratives, and documentation standards to support consistent audit evidence and operational clarity.
Team Member - Scanning & Indexing; Account Maintenance
JPMorgan Chase & Co.
Bangalore
07.2020 - 05.2022
- Ensured AML/KYC conformance and resolved documentation gaps affecting account setup, maintenance, and downstream processing.
- Streamlined document workflows, reducing processing time by 25% while preserving control requirements and review checkpoints.
- Produced daily and weekly operational reports supporting front-office and operations teams in exception resolution and workflow monitoring.
- Checked records for completeness and consistency and followed up on missing or conflicting information.
Associate 2 / Associate 1 - Client Onboarding
State Street Corporate Services (Mumbai) Pvt. Ltd.
Bangalore
06.2018 - 07.2020
- Partnered with product and legal teams to streamline onboarding while maintaining documentation quality and control discipline.
- Created risk documentation and onboarding reports to support compliance and internal audit teams.
- Collaborated with product and legal teams to enhance onboarding process while ensuring documentation quality and control standards.
Education
Post-Graduate Certificate - Banking And Finance
Symbiosis Institute For Distance Learning
Pune, India 12.2019 - 06.2021
Bachelor of Commerce - Accounting And Finance
Bangalore University
Bengaluru , India 05.2015 - 06.2018
Skills
- SOX compliance
- Regulatory oversight
- Control evaluation
- Risk assessment
- AI validation
- Data analysis
- Stakeholder engagement
- Financial statements
Certification
Certification in Financial Modelling & Analysis - PwC India, upGrad | 2024-08
Personal Information
- Title: FINANCE REPORTING | BUSINESS ANALYTICS | RISK & CONTROLS
- Date of Birth: 1997-10-06
PERSONAL
Languages: English, Hindi, Kannada
PROJECTS
Financial Modeling & Valuation - Britannia Industries: Built an integrated 3-statement financial model, DCF valuation, ratio analysis, and benchmarking.
Accomplishments
- Sustained 100% regulatory compliance across onboarding and QA audits.
- Led business migration into QA with zero process disruption.
- Delivered reporting automation that reduced manual workload by 20%.
Languages
English
First Language
Hindi
Intermediate
B1
Timeline
Assistant Manager - Client Onboarding
State Street Corporate Services (Mumbai) Pvt. Ltd.
03.2026 - Current
Team Leader - Client Onboarding
State Street Corporate Services (Mumbai) Pvt. Ltd.
03.2024 - 02.2026
Operations Analyst - Middle Office Quality Assurance
JPMorgan Chase & Co.
06.2022 - 03.2024
Team Member - Scanning & Indexing; Account Maintenance
JPMorgan Chase & Co.
07.2020 - 05.2022
Post-Graduate Certificate - Banking And Finance
Symbiosis Institute For Distance Learning
12.2019 - 06.2021
Associate 2 / Associate 1 - Client Onboarding
State Street Corporate Services (Mumbai) Pvt. Ltd.
06.2018 - 07.2020
Bachelor of Commerce - Accounting And Finance
Bangalore University
05.2015 - 06.2018