Nitingiri Goswami
Rajkot
Summary
An organized and motivated individual, eager to utilize time management and organizational skills across diverse settings. Seeking senior level opportunities to enhance abilities while contributing to company growth.
Overview
7
7
years of professional experience
Work History
Recovery Manager-RM
HDFC Bank
Rajkot
10.2022 - Current
- To oversaw Legal and Recovery of bad debts (NPA & Write-off accounts) of the organization.
- Established key performance indicators for measuring success in achieving organizational objectives related to recovery efforts.
- Conducted regular meetings with team members to review and assess progress of recovery initiatives.
Collection Manager
The Co-Operative Bank of Rajkot Ltd
Rajkot
08.2021 - 07.2022
- Responsible for the entire Gujarat Region with a portfolio of almost 150 Cr accross verious segments.
- Utilized skip tracing techniques to locate hard-to-find debtors.
Collection Manager
Hero Fincorp Ltd
Rajkot
05.2021 - 08.2021
- To control the dues starting from bucket 0 to NPA and minimize the NPA of the organization across the branches.
Branch Recovery Manager
Deewan Housing Finance Corporation Ltd (DHFL)
Rajkot
08.2019 - 05.2021
- Developed and implemented strategies for improving collections performance and reducing delinquency rates.
- Provided guidance and support to staff on proper collection techniques and procedures.
- Prepared monthly reports summarizing collection efforts, performance results, and recommended changes or improvements.
Assistant Branch Manager
Equitas Small Finance Bank Ltd
Rajkot
11.2018 - 03.2019
- To Manage a direct team of three people (Two sales officers and one collection officer) with focus on sales & collections.
- Developed strategy to achieve target collection goals.
Area Collection Manager
Jana Small Finance Bank Ltd
Rajkotq
06.2017 - 07.2018
- To Handling a cross functional team of 4 sales Executives and 9 Collection Executives (Six were from group Loan & Three from Personal Loan) with core focus on sales & collection, planning and management, customer handling and satisfaction and employee supervision.
Education
LLB - LAW
S V Patel (Gardi) Law College, Rajkot, Saurashtra University
Rajkot01.2023
MBA -
School of Management, RK University
01.2017
B.COM -
I-Compass Academy, Ahmedabad, EIILM University (Sikkim)
01.2012
Skills
- MS Office & related tools
- Familiar with computer Hardware
- Disaster Recovery
- Effective Communication
- Multitasking
- Negotiation and Conflict Resolution
Strengths
Eager to learn and participate, Can work individually and in a team, Leadership, Self-motivated.
Personal Information
- Date of Birth: 10/07/1986
- Gender: Male
- Nationality: Indian
- Marital Status: Single
Languages
Gujarati, Hindi, English
Hobbies and Interests
Playing cricket, Reading Books and visit different places.
Disclaimer
I hereby declare that the above-mentioned information is correct up to my knowledge and I bear the responsibility for the correctness of the above-mentioned particulars.
Languages
Gujarati
First Language
English
Upper Intermediate (B2)
B2
Hindi
Upper Intermediate (B2)
B2
Timeline
Recovery Manager-RM
HDFC Bank
10.2022 - Current
Collection Manager
The Co-Operative Bank of Rajkot Ltd
08.2021 - 07.2022
Collection Manager
Hero Fincorp Ltd
05.2021 - 08.2021
Branch Recovery Manager
Deewan Housing Finance Corporation Ltd (DHFL)
08.2019 - 05.2021
Assistant Branch Manager
Equitas Small Finance Bank Ltd
11.2018 - 03.2019
Area Collection Manager
Jana Small Finance Bank Ltd
06.2017 - 07.2018
LLB - LAW
S V Patel (Gardi) Law College, Rajkot, Saurashtra University
MBA -
School of Management, RK University
B.COM -
I-Compass Academy, Ahmedabad, EIILM University (Sikkim)
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