Work Preference
Summary
Overview
Work History
Education
Skills
Accomplishments
Software
Work Availability
Languages
Timeline
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Nitish Sawant

Nitish Sawant

Product Manager — Lending & Cross-Sell | BFSI | Loan Journeys
Mumbai,MH

Work Preference

Work Type

Full Time

Location Preference

On-SiteHybrid

Important To Me

Work-life balanceCareer advancementFlexible work hoursCompany CultureHealthcare benefitsPersonal development programsPaid time offPaid sick leave

Summary

Product Manager with 12 years taking Cross-Sell Personal Loans products from concept to market. Skilled at navigating complex web of suppliers, manufacturing collaborators and supply chain partners needed to bring production plans to fruition. Specializing in BFSI market products with willingness to learn and adapt to any field.

Overview

13
13
years of professional experience
6
6
years of post-secondary education

Work History

Product Manager–Cross Sell

IDFC FIRST Bank
01.2017 - Current

Own cross-sell personal loan products across CD, Two-Wheeler, BNPL and SA customer segments.

  • Managed pre-approved personal loan funnels across digital and assisted channels
  • Tracked campaign performance across SMS and digital outreach; improved lead-to-disbursal visibility through automated MIS
  • Partnered with tech teams on system enhancements and scheme launches
  • Led UAT cycles for new product logic and policy changes
  • Worked with field and sales teams to identify drop-off points and improve conversion
  • Built automated dashboards for leadership review and portfolio tracking
  • Supported new scheme rollout and cross-sell eligibility logic validation
  • Established strong relationships with key stakeholders, fostering collaboration across departments for seamless product development.
  • Increased product adoption by identifying customer needs and developing innovative product features.

Deputy Manager

Suryoday Microfinance Limited
10.2016 - 01.2017
  • Supported new workflow implementation for customer onboarding and account creation
  • Participated in testing and process validation

Asst. Manager - Operations

Axis Bank Limited
02.2013 - 10.2016
  • Managed microfinance loan operations, including disbursements, repayments, and closures.
  • Opened and verified agriculture/corporate accounts and linked securities.
  • Registered and managed CERSAI Portal transactions for non-agricultural land.
  • Executed RTGS/NEFT transactions based on branch requests.
  • Set up a unified helpdesk team to resolve branch-level queries efficiently.

Desktop Engineer

Serco Global Services
10.2012 - 02.2013
  • I worked as a Desktop Engineer for HP client site Serco Global Services for 5 months from October 2012- February 2013.

Education

MBA - Operations

Institute of Technology And Management
Navi Mumbai
10.2013 - 02.2016

Bachelor of Science - Computer Science

Pillai’s College
Navi Mumbai
06.2008 - 06.2012

Management Development Programme - Certification in Developing Leadership Competence

Institute of Rural Management Anand (IRMA)
Anand
02.2024 - 02.2024

Skills

12 years of experience in BFSI and FinTech industries

Lending Product Management

Cross Sell & Pre-Approved Loans

Digital Campaign Performance

Product Lifecycle & UAT

Loan Funnel Optimization

MIS & Business Analytics

Stakeholder Coordination — Tech / Sales / Ops

Finacle, FinnOne, Salesforce

Excel Automation & Dashboards

New Product development

Accomplishments

  • Built cross-sell MIS tracking framework
  • Supported launch of multiple loan schemes
  • Improved reporting visibility for campaign performance
  • Reduced manual tracking through Excel automation

Software

Finacle 10

FinnOne

Salesforce

Novopay platform

Advanced MS Excel

MIS Dashboards

Sales Reporting Automation

UAT Tools : Scheme Configuration Testing Environments

JIRA

Campaign Tracking Systems

Work Availability

monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Languages

English
Bilingual or Proficient (C2)
Hindi
Bilingual or Proficient (C2)
Marathi
Bilingual or Proficient (C2)

Timeline

Management Development Programme - Certification in Developing Leadership Competence

Institute of Rural Management Anand (IRMA)
02.2024 - 02.2024

Product Manager–Cross Sell

IDFC FIRST Bank
01.2017 - Current

Deputy Manager

Suryoday Microfinance Limited
10.2016 - 01.2017

MBA - Operations

Institute of Technology And Management
10.2013 - 02.2016

Asst. Manager - Operations

Axis Bank Limited
02.2013 - 10.2016

Desktop Engineer

Serco Global Services
10.2012 - 02.2013

Bachelor of Science - Computer Science

Pillai’s College
06.2008 - 06.2012
Nitish SawantProduct Manager — Lending & Cross-Sell | BFSI | Loan Journeys