NITYA MALHOTRA
Delhi
Summary
An upbeat leader with a passion to deliver extensive managerial & financial skills and the natural ability to identify & capitalize upon opportunities for maximizing business and optimizing company benefits
Overview
1
1
year of professional experience
Work History
ETRG (trade RM)
ICICI Bank
- Management of Trade & Current Account relationships in the business banking segment
- Acquire New Trade Finance clients
- Activate existing clients to start their trade transactions
- Manage trade-related transactions
- Monitoring and reducing compliance pending bill of entry and export bill.
Credit Officer
Indifi Technologies Private
Gurgaon
03.2023 - Current
- Evaluated the creditworthiness of potential borrowers using thorough research and analysis techniques, minimizing default risks.
- Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
- Analyze risks and approve or reject loan requests.
- Calculate financial ratios (e.g. credit scores and interest rates)
- Optimized lending practices by maintaining up-to-date knowledge of industry trends and regulatory requirements.
Education
PGDM - Finance
Jaipuria Institute of Management
01.2022
B.Com(H) -
DSPSR College
01.2019
12th -
D.A.V PUBLIC School
01.2016
10th -
D.A.V PUBLIC School
01.2014
Skills
- Team Player
- Communicator
- Motivator
- Decision Maker
- Problem-solver
Languages
Hindi
English
Personal Information
Date of Birth: 11/20/98
Extracurricular Activities
Active member of the HR club of Jaipuria Institute of Management, Noida in 2020 Active member of EBSB Club of Jaipuria Institute Of Management, Noida in 20 Hosted events at Jaipuria Institute of Management Gravity Annual Fest 2020 Part of Rotaract club in DSPSR from 2016-19 Volunteered blood donation camp in DSPSR from Rotaract club
Timeline
Credit Officer
Indifi Technologies Private
03.2023 - Current
ETRG (trade RM)
ICICI Bank
PGDM - Finance
Jaipuria Institute of Management
B.Com(H) -
DSPSR College
12th -
D.A.V PUBLIC School
10th -
D.A.V PUBLIC School