Summary
Overview
Work History
Education
Skills
Certification
Accomplishments
Personal Information
Languages
Affiliations
Timeline
Generic
Omprakash Sinha

Omprakash Sinha

Ahmedabad

Summary

Accomplished Finance Professional with a proven track record, adept in data management and leadership. Expertise in enhancing credit quality, reducing NPA by maintaining stringent credit policies, and leading teams for optimal performance. Skilled in Microsoft Office and critical thinking, consistently achieving business objectives with attention to detail.

Overview

25
25
years of professional experience
1
1
Certification

Work History

Zonal Credit Head

Jana Small Finance Bank Limited
Ahmedabad
04.2021 - Current
  • Taking care of business of Home Loans mainly of affordable segment at the branches located in Gujarat
  • Focus on the quality parameters and TAT in timely login, sanction and disbursement of the files
  • Aligning the team to cater the business as per vision and mission of the Bank
  • Solutions to sales given for fast conversion of the cases
  • Customer Visit & Business verifications of High Ticket size loans
  • Monitoring login but not sanctioned cases for faster decision process
  • Ensuring suitable manpower placement for the credit function to be properly equipped to deal with business requirements.
  • Adherence and effective monitoring on credit policy compliance
  • Periodic visits to branches for training requirements (both sales & Credit) and addressing branch related issues
  • Monitoring branches for smooth credit functioning and adherence to policy and procedures

Regional Portfolio Manager

ICICI Home Finance Company Limited
01.2015 - 01.2022
  • Sanctioning the files as per sanction authority provided
  • Monitoring the log in quality of the files by providing suitable directions
  • Maintaining desired TAT at all branches thus ensuring faster decision process
  • Analysis of default portfolio for better understanding of judgmental errors and taking corrective action
  • Visiting with recovery team in NPA cases and taking steps for repossession of the property
  • Special attention paid to high value cases
  • Ensuring reduction in NPA by maintenance of proper credit quality
  • Taking care of Internal Audit and preparation of audit replies

Regional Credit Manager

Dewan Housing Finance Corporation Limited
Chandigarh
02.2013 - 12.2014
  • Being Regional Credit Manager, I have taken care of the Home Loan and Mortgage Business of the branches located in Punjab and Haryana state and of Chandigarh City.

Credit Manager

Dewan Housing Finance Corporation Limited
Gurugram
10.2010 - 01.2013
  • Company Overview: (Erstwhile M/s.First Blue Home Finance Limited)
  • (Erstwhile M/s.First Blue Home Finance Limited)

Manager – Internal Audit

Dewan Housing Finance Corporation Limited
Jaipur
10.2006 - 09.2010
  • Company Overview: (Erstwhile M/s.First Blue Home Finance Limited)
  • (Erstwhile M/s.First Blue Home Finance Limited)

Junior Manager – Internal Audit

Indusind Bank Limited
Jaipur
06.2002 - 09.2006

Accounts Officer

Liberty Pesticides and Fertilizers Ltd.
Udaipur
12.1999 - 05.2002

Education

PG Certificate Program in Financial Technologies - Fintech

Institute of Management Technology
Hyderabad
12-2024

Advanced Strategic Management Program -

Indian Institute of Management, Kozhikode
01.2024

CAIIB -

Indian Institute of Banking and Finance
01.2007

Diploma in Business Finance -

Institute of Chartered Financial Analysts of India
01.2002

ICWAI -

The Institute of Cost Accountants of India
06.1998

B.Com. (Hons) -

Ranchi University
Ranchi
01.1996

Skills

  • Computer skills
  • Written communication
  • Microsoft office
  • Attention to detail
  • Planning
  • Supervision and leadership
  • Organization and time management
  • Analytical and critical thinking
  • Data management

Certification

  • KYC and AML, 06/2008, IIBF, Mumbai
  • Goods and Service Tax, 02/2023, The Institute of Cost Accountants of India, Kolkata

Accomplishments

  • Received various awards and appreciation for achieving business targets and Collection activities.
  • Awarded second prize in the ICAI National Awards- Essay Contest 2022 for Bankers on the topic of 'Pivotal Role of Bank’s Lending / Credit to Achieve Atmanirbhar Bharat'.
  • Article on ESG, Collaboration and Business Responsibilities published in July 2023.
  • Written Article on CMA’s Role In Bank Credit Appraisal And Monitoring Framework in January 2024 edition.

Personal Information

  • Notice Period: Three Months
  • Date of Birth: 10/25/75
  • Marital Status: Married

Languages

Hindi
First Language
English
Advanced (C1)
C1

Affiliations

  • I have received various awards and appreciation at various occasions for achieving business targets and Collection activities.
  • I have been awarded the second prize in the ICAI National Awards- Essay Contest 2022 for Bankers organized by the Banking, Financial Services and Insurance Board of the Institute of Cost Accountants of India on the topic of “Pivotal Role of Bank’s Lending / Credit to Achieve Atmanirbhar Bharat” in the year 2022.
  • My Article on ESG, Collaboration and Business Responsibilities –The CEO’s Dilemma and CMA’s role has been published in the Knowledge Bank of Global Summit organised by The Institute of Cost Accountants of India in July 2023.
  • Written Article on CMA’s Role In Bank Credit Appraisal And Monitoring Framework in January 2024 edition of The Management Accountant published by The Institute of Cost Accountants of India.

Timeline

Zonal Credit Head

Jana Small Finance Bank Limited
04.2021 - Current

Regional Portfolio Manager

ICICI Home Finance Company Limited
01.2015 - 01.2022

Regional Credit Manager

Dewan Housing Finance Corporation Limited
02.2013 - 12.2014

Credit Manager

Dewan Housing Finance Corporation Limited
10.2010 - 01.2013

Manager – Internal Audit

Dewan Housing Finance Corporation Limited
10.2006 - 09.2010

Junior Manager – Internal Audit

Indusind Bank Limited
06.2002 - 09.2006

Accounts Officer

Liberty Pesticides and Fertilizers Ltd.
12.1999 - 05.2002
  • KYC and AML, 06/2008, IIBF, Mumbai
  • Goods and Service Tax, 02/2023, The Institute of Cost Accountants of India, Kolkata

PG Certificate Program in Financial Technologies - Fintech

Institute of Management Technology

Advanced Strategic Management Program -

Indian Institute of Management, Kozhikode

CAIIB -

Indian Institute of Banking and Finance

Diploma in Business Finance -

Institute of Chartered Financial Analysts of India

ICWAI -

The Institute of Cost Accountants of India

B.Com. (Hons) -

Ranchi University
Omprakash Sinha