Pankaj Gariya
Gurgaon
Summary
Result-oriented and Conscientious individual with Banking, Finance and Compliance expertise. Meticulous AML analyst observant while investigating suspected money laundering and financial crime incidents. Forward-thinking and well versed of current trends within this specialized field and can be relied upon to adhere to all company policies, procedures, regulatory guidelines, compliance practices and significantly make better decisions in favor of the company.
Overview
6
6
years of professional experience
Work History
Process Specialist
Infosys BPM
Gurgaon
02.2020 - 08.2022
- Responsible for identifying and researching the patterns, trends and anomalies in complex transactional and customer data to detect, prevent, mitigate and report suspicious activity related to money laundering, terrorist financing and structuring of funds
- Responsible for providing adequate training to new team members
- Performing Quality checking and handling process related queries of the team
- Proficient in Onboarding/AML/Adverse media Screening, Periodic/Triggered reviews mitigation, STR/SAR, Ongoing Monitoring, Sanctions and Due Diligence - SDD/EDD/Prohibited customers
- Assist in the identification, risk assessment and on-going monitoring of high risk accounts for suspicious activity
- Cross trained in adverse media cases, and investigates whether the alerted adverse media article is pertaining to the actual customer based on risk-based approach
- Working knowledge of Actimize and LexisNexis
- Strong knowledge of BSA/AML/OFAC regulatory requirements
- Holistic investigations for the alerts generated by the monitoring program
- Identifying patterns and trends consistent with money laundering, terrorist financing and flag any suspicious activities detection
- Investigate source and destination of funds to ascertain legitimacy of funds and its use, from account level investigations to customer level investigation and linked counterparts
- Adhere to and comply with the applicable, federal and state laws, regulations and guidelines, including those related to Anti-money laundering
- Responsible for identifying and escalating money laundering risk related activity
- Review client transactions, conduct initial analysis and identify suspicious activity as well as escalate cases for further review.
Officer
Axis Bank
Noida
07.2016 - 07.2019
- Mitigate the risk of customer on the basis of customer background profile
- Monitoring Suspicious and complex activities and transaction patterns of customer
- Proficient in Onboarding/AML/Screening, Periodic review, KYC refresh Remediation, STR, Ongoing Monitoring, and Due Diligence - SDD/CDD/EDD/Prohibited customers
- Acquired knowledge in KYC/Screening tools such as Lexis Nexis, World Check, and OFAC
- Thorough Screening for PEPs/Negative Hits and escalating to concerned team in timely and efficient manner
- Risk Assessment and assessing risk rating of Onboarding customers by background verification procedures
- Providing instant resolutions to the Branches regarding KYC documentation disputes
- Ensuring strict compliance adhering to internal policies and external guidelines stated by regulatory bodies.
Education
Bachelor of Commerce: Accounting and Finance -
Doon Business School - Dehradun
01.2020
Post Graduate Certificate in Retail Banking: Banking and Finance -
Institute of Professional Banking - Dehradun
07.2019
Skills
- Effective communication
- Critical Thinking toward solutions
- Highly flexible and Adaptable mindset
- Banking Industry and Compliance Expertise
- Time Management and Multitasking Skills
- Attention to Detail
Certification
- Vskills Certified AML KYC compliance officer
- Foundation in AML and KYC by KYC lookup
- Communication and Interpersonal Skills at Work by the University of Leeds
- Social Impact Certified Anti-Money Laundering Specialists (ACAMS) certificates - Illegal Wildlife Trade, Enhancing Financial Inclusion with Risk Based Approach, Fighting Modern Slavery and Human Trafficking and Prevention online child exploitation with Financial Intelligence
- AML/CFT Foundations by Financial Crime Academy
- Suspicious Activity Reports/Money Laundering/AML compliance by Financial Crime Academy
- Global AML Course by Edcomm Bankers Academy
- Financial Crime Essentials - Go Beyond AML by Udemy
Accomplishments
- Obtained C1 (Advanced English) CEFR level in Core skills and speaking test by British Council
- Pursuing CAMS and CFCS for Honing and Acquiring diverse knowledge in AML and Financial Crime domain
Bold Pro Profile
https://bold.pro/my/pankajgariya/184
Timeline
Process Specialist
Infosys BPM
02.2020 - 08.2022
Officer
Axis Bank
07.2016 - 07.2019
Bachelor of Commerce: Accounting and Finance -
Doon Business School - Dehradun
Post Graduate Certificate in Retail Banking: Banking and Finance -
Institute of Professional Banking - Dehradun
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