Playing Carrom
Paresh Tolani
Banker
Mumbai
Summary
To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills.
Proactive with strong background in financial analysis, budgeting and forecasting. Develops and implements financial plans and delivers strategic financial advice.
Overview
12
12
years of professional experience
7
7
years of post-secondary education
1
1
Certification
Work History
Manager Credit(Retail)
Indian Bank
Nagpur & Mumbai
04.2019 - Current
- Worked effectively in fast-paced environments.
- Learned and adapted quickly to new technology and software applications.
- Proven ability to learn quickly and adapt to new situations.
- Paid attention to detail while completing assignments.
- Delivered services to customer locations within specific timeframes.
- Processed loans within various departments to achieve timely, accurate, and fair proceedings.
- Reviewed loan files for completeness, identified missing documentation, and generated condition lists for applicants.
- Worked with customers in person and via telephone to answer questions, process transactions, and resolve issues.
- Prepared documents for underwriting by verifying client income, credit reports, and other information.
- Provided quick turnaround times to maintain fast-past schedule.
- Utilized loan origination software to process and track loan applications.
- Analyzed credit reports to determine eligibility of applicants and capacity for loan products.
- Evaluated loan requests and documents to verify accuracy and completeness.
- Explained very technical financial information to applicants in easy to understand language.
- Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
- Developed and maintained relationships with customers, lenders and other third parties.
- Approved loan applications based on customer creditworthiness and provided detailed financial advice.
- Analyzed potential risks and evaluated loan products to identify suitable options for customers.
- Identified opportunities to cross-sell and upsell loan products to customers.
- Processed loan applications and monitored progress from start to finish.
Branch Operations Officer
Indian Bank
Nagpur
06.2018 - 04.2019
- Maintained friendly and professional customer interactions.
- Consulted customers to boost product sales and services.
- Examined customer loan applications for loan approvals and denials.
- Balanced daily cash and ATM, immediately documenting inaccuracies.
- Reviewed accounts and provided recommendations regarding repossession actions.
- Supported clients with compassionate, empathetic face-to-face counseling.
- Prepared and submitted legal documents to initiate court proceedings.
- Generated and distributed monthly customer statements.
- Monitored customer accounts for payment delinquency and initiated collection efforts.
- Responded to customer inquiries and provided detailed account information.
Marketing Officer
Indian Bank
Mumbai
09.2012 - 04.2018
- Defined and tracked campaign effectiveness and adjusted strategies accordingly.
- Boosted brand awareness and generated leads while managing internal and external marketing campaigns and programs.
- Managed branding campaigns and event marketing initiatives in print, video, web and social media.
- Conducted market research to identify new opportunities and target markets.
Internship Student
Kotak Mahindra Bank
Mumbai
04.2011 - 06.2023
- Interacted with customers by phone, email, or in-person to provide information.
- Delivered clerical support by handling range of routine and special requirements.
- Reported back to instructor to receive day-to-day tasks and responsibilities.
- Provided clerical support, addressing routine, and special requirements.
- Participated in workshops and presentations related to projects to gain knowledge.
- Collaborated with senior management on new initiatives to build confidence.
Education
PGDM - Marketing
Welingkar Institute of Management Studies & Resear
Matunga-Mumbai 06.2010 - 07.2012
Bachelors Of Management Studies - Marketing
CHM COLLEGE
Ulhasnagar 06.2006 - 06.2009
Class X -
Fatima High School
Ambarnath 05.2004 - 05.2004
Class XII - Commerce
CHM COLLEGE
Ulhasnagar 06.2004 - 05.2006
Certification
Certificate Course in Credit Management from NIBM Pune
Interests
Listening to Soft Music
Timeline
Certificate Course in Credit Management from NIBM Pune
12-2019
Manager Credit(Retail)
Indian Bank
04.2019 - Current
Branch Operations Officer
Indian Bank
06.2018 - 04.2019
Marketing Officer
Indian Bank
09.2012 - 04.2018
Internship Student
Kotak Mahindra Bank
04.2011 - 06.2023
PGDM - Marketing
Welingkar Institute of Management Studies & Resear
06.2010 - 07.2012
Bachelors Of Management Studies - Marketing
CHM COLLEGE
06.2006 - 06.2009
Class XII - Commerce
CHM COLLEGE
06.2004 - 05.2006
Class X -
Fatima High School
05.2004 - 05.2004
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