Payal Aggarwal
Chartered Accountant
Bangalore
Summary
A seasoned Chartered Accountant with over 7.5 years of extensive experience in financial management, compliance, and auditing. Proficient in managing statutory compliances, tax audits, and financial reporting, with a proven track record of enhancing internal controls and streamlining processes. Adept at handling SEZ/STPI regulations, FEMA compliance, GST, TDS, and investment portfolio management. Demonstrates strong leadership capabilities, successfully training teams, resolving complex financial issues, and liaising with consultants and government authorities. Recognized for delivering accurate, timely results and driving operational efficiencies to support organizational growth.
Overview
17
17
years of professional experience
3
3
years of post-secondary education
Work History
Assistant Manager
Unisys India Private Limited
Bengaluru
08.2018 - Current
- Ensured compliance with SEZ and STPI regulations (Softex, APR, QPR, TPR) and statutory requirements
- Spearheaded direct and indirect tax compliance, including tax audits, statutory audits, and transfer pricing audits
- Streamlined foreign remittance processes, adhering to FEMA guidelines
- Conducted internal control evaluations and executed audits to improve process efficiency
- Oversaw month-end closures, finalizing financial statements, and ensuring accuracy
- Managed GST refunds, monthly GST filings, and addressed TDS notices
- Collaborated with consultants and government authorities for assessments and compliance resolutions
- Trained teams on vendor creation processes and compliance protocols
- Liaised with banks for financial instruments like bank guarantees, FIRC, and EDPMS cases
- Resolved complex cases involving EDPMS and IDPMS with enforcement directorate authorities
Senior Executive – Taxation
Kid’s Clinic India Private Limited (Cloudnine)
Bengaluru
06.2017 - 08.2018
- Ensured accurate computation and filing of GST and TDS returns, meeting all statutory deadlines
- Prepared and reviewed schedules for internal and statutory audits
- Managed tax audits, securing necessary certifications under Section 17(2) and lower deduction certificates
- Reconciled tax ledgers, loan accounts, and resolved disputes with banks
- Managed investment portfolios, including capital gain computations and unrealized income treatments per IND-AS
Trainee- Articleship
N. Kumar Gupta & Associates, Chartered Accountants
Dehradun
10.2007 - 03.2011
- Finalized accounts quarterly and annually for diverse industries
- Conducted statutory audits for major banks and private entities
- Prepared and filed income tax returns and quarterly TDS filings
- Drafted documentation for scrutiny cases and led tax audit teams
- Managed MCA-21 compliance, company incorporation , and ROC-related filings
- Ensured adherence to company law and annual compliance requirements
- Led and mentored audit teams
- Managed reconciliation for SBI Credit Cards and GE Capital USA, ensuring accuracy and timeliness
Education
CA Final -
The Institute of Chartered Accountants of India
New Delhi 04.2012 - 01.2014
Higher Secondary School (ISC) -
North Point Children’s Academy
04.2006 - 01.2007
Secondary School (ICSE) -
North Point Children’s Academy
04.2004 - 01.2005
Skills
Bank reconciliation
Internal controls
Accounts receivable management
Accounts payable management
Transfer pricing
Stakeholder communication
Achievementsandawards
- Awarded quarterly recognition for implementing internal controls in operational areas.
- Commended by leadership for completing audits within tight deadlines.
- Won the PE-II/Final Level Quiz at the Dehradun Branch of CIRC of ICAI (2009).
- Actively participated in inter-school debates and other co-curricular activities.
Timeline
Assistant Manager
Unisys India Private Limited
08.2018 - Current
Senior Executive – Taxation
Kid’s Clinic India Private Limited (Cloudnine)
06.2017 - 08.2018
CA Final -
The Institute of Chartered Accountants of India
04.2012 - 01.2014
Trainee- Articleship
N. Kumar Gupta & Associates, Chartered Accountants
10.2007 - 03.2011
Higher Secondary School (ISC) -
North Point Children’s Academy
04.2006 - 01.2007
Secondary School (ICSE) -
North Point Children’s Academy
04.2004 - 01.2005
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