Summary
Overview
Work History
Education
Skills
Certification
Affiliations
Languages
Timeline
Generic

PENUMATCHA BHARATH VARMA

Visakhapatnam

Summary

Results-driven manager with expertise in credit assessment and operational reporting. Skilled in conducting appraisals and creating detailed reports, driving operational improvements, and ensuring adherence to compliance standards.

Overview

7
7
years of professional experience
1
1
Certification

Work History

MANAGER

CANARA BANK
VISAKHAPATNAM
04.2024 - Current
  • Conducted appraisal of credit proposals to assess viability and risk levels.
  • Created monthly reports for senior management summarizing operational performance metrics.
  • Ensured compliance with industry regulations and company policies.

OFFICER

CANARA BANK
BENGALURU
11.2020 - 03.2024
  • Sourced big ticket HNW loans and deposits.
  • Analyzed credit reports and evaluated loan applications.
  • Fostered relationships with new and existing customers to expand the bank's client base.

Systems Engineer

INFOSYS
HYDERABAD
08.2018 - 07.2020
  • Provided technical support and troubleshooting for client systems.
  • Conducted system performance analysis to identify improvement areas.
  • Designed and implemented system architecture for various client projects.

Education

Some College (No Degree) - 6.38

B.Tech + M.Tech (dual Degree)
ABV-IIITM, Gwalior
07-2018

Some College (No Degree) - 93.70

HIGHER SECONDARY - MPC
Andhra Pradesh Board
04-2013

Skills

  • M S Excel
  • Credit analysis and appraisal
  • Data analysis
  • Regulatory compliance
  • Risk assessment

Certification

  • Certified Associate of Indian Institute of Bankers
  • Junior Associate of Indian Institute of Bankers
  • Certified credit professional

Affiliations

Co-founder, Food Zamo

  • Tied up with 40+ restaurants in Gwalior in the initial three months of launch, with 1,000+ downloads from the Google Play Store
  • Funded by the Technology Innovation and Incubation Center, IIITM Gwalior

Secured 1,489 in IIT JEE Advanced 2013

Secured 576th rank in GATE 2018

Languages

Telugu
First Language
English
Proficient (C2)
C2
Hindi
Intermediate (B1)
B1
KANNADA
Upper Intermediate (B2)
B2

Timeline

MANAGER

CANARA BANK
04.2024 - Current

OFFICER

CANARA BANK
11.2020 - 03.2024

Systems Engineer

INFOSYS
08.2018 - 07.2020

Some College (No Degree) - 6.38

B.Tech + M.Tech (dual Degree)

Some College (No Degree) - 93.70

HIGHER SECONDARY - MPC

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PENUMATCHA BHARATH VARMA