Pinu Chakma
BANKER
Agartala
Summary
Generalist Officer with 2 years and 11 months of hands-on experience in core banking operations, customer service, credit management, cash handling, account management, and cross-selling of financial products. Proven ability to manage day-to-day branch activities, resolve customer issues efficiently, and contribute to business growth through consistent performance and compliance with banking regulations.
Overview
3
3
years of professional experience
3
3
Languages
Work History
Assistant Manager (Credit Officer)
Tripura Gramin Bank
05.2022 - Current
- Reviewing Credit proposals, carrying out Due Diligence and ensuring compliance with KYC norms as per RBI guidelines of the assigned proposals.
- Processed and sanctioned credit proposals for Kisan Credit Card (KCC), Agri-allied Loans, PMEGP loans, Joint Liability Group (JLG) loans, Self Help Group (SHG) loans, Personal Loans, Vehicle Loans, House Building Loans, Education Loans, Loan Against Property.
- Cross-sold third-party insurance products such as: Life Insurance, Health Insurance, and General Insurance to eligible customers. Educated customers on insurance benefits and ensured proper documentation and compliance. Achieved quarterly targets in third-party product sales, contributing to non-interest income for the branch.
- Monitored the branch's credit portfolio to ensure asset quality and early identification of stress accounts.
- Conducted regular follow-ups on PNPA (Potential NPA) and NPA borrower lists provided by Head Office. Took timely action to ensure recovery, restructuring, or upgradation of NPAs, reducing slippage and improving performance.
Education
Bachelor of Commerce - Accountancy And Taxation
VET First Grade College, Bangalore University
Bengaluru, IndiaEnglish, Physics, Chemistry, Math, Biology
St. Paul's School
Agartala, IndiaEnglish, Bengali, Science,Geography, Math, History
Holy Cross School
Panisagar, TripuraSkills
- Communication Skills
- Problem-solving
- Teamwork
- Time management
- Adaptability
Additional Information
I hereby declare that the information given above is true and accurate to the best of my knowledge and belief.
Signature
Timeline
Assistant Manager (Credit Officer)
Tripura Gramin Bank
05.2022 - Current
Bachelor of Commerce - Accountancy And Taxation
VET First Grade College, Bangalore University
English, Physics, Chemistry, Math, Biology
St. Paul's School
English, Bengali, Science,Geography, Math, History
Holy Cross School
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