Karthikeyan P
Guruvarajpet, Arakkonam
Summary
Experienced in AML KYC Senior Analyst with 6 years of periodic reviews and transaction monitoring for major financial institutions across EMEA and APAC. Strong background in beneficial ownership and UBO analysis and compliance with OFAC and EU regulations. Demonstrated ability to leverage World-Check application to enhance compliance processes in dynamic settings.
Overview
7
7
years of professional experience
1
1
Language
Work History
Senior Analyst
KPMG Global services
06.2025 - 03.2026
- Conducted KYC Refresh processes for Global and corporate clients using FATF Guidelines and AML Regulations.
- Utilized Cobnext application to maintain client data and screened individuals and entities using World Check.
- Gathered client information and verified documentation for onboarding while conducting KYC to validate details, ultimately approving or rejecting accounts based on proofs.
- Executed end-to-end KYC processes and periodic refreshes based on risk assessments. Conducted enhanced due diligence (EDD) for high-risk clients to mitigate compliance risks. Managed sanctions and PEP screening to ensure adherence to regulatory standards.
- Collaborated across regions, focusing on APAC and EMEA markets. Conducted KYC document verification for UK, US, Luxembourg, Ireland, Netherlands, and Germany. Ensured compliance with regional regulations during KYC processes. Using company Register or regulators to validate details.
- Validated merchant entity names and addresses for accuracy and compliance. Assessed organizational structures of merchants to confirm proper classification.
- validated identities of directors, corporate officers, and key organizational personnel, including CEO and CFO.
- Conducted transaction monitoring for scenarios such as large cash deposits and transactions. Generated alerts based on defined scenarios for further review by analysts. Reviewed alerts with L2 analysts to ensure comprehensive evaluation. Validated SOF and SOW as part of regulatory compliance process. Filed SARs and STRs with regulators in accordance with established protocols.
- Conducted screenings of entities and individuals using World Check for high-risk customers. Sent PEP MD approval emails for identified PEPs or sanctioned countries. Updated cases upon fulfillment of all required data. Contacted customers to request additional details as necessary.
KYC Analyst
Barclays Global services
11.2022 - 06.2025
- Conducted enhanced due diligence (EDD) and customer due diligence (CDD) for clients at Barclays Global Services. Collected politically exposed person (PEP) declaration forms for customers from sanctioned countries. Obtained PEP managing director approval for flagged clients to ensure compliance. Executed KYC processes in alignment with global standards for a UK-based firm. Reviewed customer profiles to identify risks associated with sanctions and PEP status. Collaborated with teams to streamline KYC documentation and approval workflows.
- Utilized Boc and Salesforce applications for efficient data maintenance. Employed Fullserve application to enhance data management processes. Implemented World Check for comprehensive screening procedures.
- executing AML KYC processes including periodic and trigger reviews and CDD.
- Assisted with administrative tasks and conducted thorough due diligence. Gathered information through independent searches to support validation processes. Validated various entity types, including sole traders, private limited companies, partnerships, clubs, charities, and government entities.
- validating trading name and registered address, business nature.
- Completed refresh for accounts under restricted countries with validation checks on 24 months of transactions. Contacted customers when transaction details were not validated or red flags were identified. Ensured all required details were fulfilled for compliance with regulations. Monitored accounts for adherence to guidelines regarding restricted countries and flagged transactions.
- Reduced the risk of money laundering and terrorist financing by implementing robust KYC policies and procedures.
Analyst
First source solutions, chennai
02.2021 - 11.2022
- Executed KYC verification process while maintaining high precision standards
- validation of merchant personal details such as full name, address, date of birth, nationality, and documents including bank statement, payslip, sales agreement, tax document, and partnership agreement.
- Contacted customers to clarify discrepancies promptly.
- Reduced errors in data entry, instituting rigorous quality control checks.
Process advisor
Barclays shared services, chennai
08.2019 - 08.2020
- Conducted KYC validation and insurance checks to ensure compliance. Addressed customer complaints to enhance service quality. Processed customer inquiries regarding KYC and insurance verification. Monitored feedback trends to identify areas for process improvement.
- Validated KYC documents, including bank statements, insurance documents, and current accounts. Processed customer refunds based on final balance assessments. Ensured accuracy in document verification to comply with regulatory standards.
- If any requirement needed, mail sent to customer for clarification.
Education
BTech - undefined
Veltech Hightech Dr. RR and Dr. SR. Engineering college
01-2018
HSC - undefined
VMHSS
01-2014
SSLC - undefined
MKGHSS
01-2012
Skills
AML and KYC compliance,CDD and EDD processes,Periodic review strategies,Transaction monitoring,Screening, Global banking expertise
Interests
AML KYC, CDD, EDD, Banking, KYC verification
Achievements & Awards
I had achieved 4 times best performer award in my team. Acheving 100% Quality and production in my team.
Additional Information
- Fathers name: pandurangan
- Nationality :Indian
- Mother tongue:Tamil
- Area of interest: Banking and testing
- Native: Arakkonam
- Hobby: listening music, new paper reading
- Maritial status: single
Tools
Cob next, World check, Boc, Salesforce, Ms word, Ms excel, power point
Timeline
Senior Analyst
KPMG Global services
06.2025 - 03.2026
KYC Analyst
Barclays Global services
11.2022 - 06.2025
Analyst
First source solutions, chennai
02.2021 - 11.2022
Process advisor
Barclays shared services, chennai
08.2019 - 08.2020
BTech - undefined
Veltech Hightech Dr. RR and Dr. SR. Engineering college
HSC - undefined
VMHSS
SSLC - undefined
MKGHSS