P N UMESH
CHENNAI
Summary
Sales with 12 years of experience coordinating sales initiatives and marketing strategies. Used successful methods to identify opportunities and launch new projects. Highly-motivated employee with desire to take on new challenges. Strong work ethic, adaptability, and exceptional interpersonal skills. Hardworking employee with customer service, multitasking, and time management abilities. Attentive Loan Specialist with background in assessing credit history data and finding appropriate solutions perfect for customer needs.
Overview
13
13
years of professional experience
Work History
Senior Executive Sales Representative
CREDIT FAIR
CHENNAI
10.2023 - Current
- Conducted research on industry trends and competitor activities to identify new opportunities for growth.
- Provided technical support to existing customers regarding installation, maintenance, and troubleshooting of solar systems.
- Developed and implemented sales strategies to meet customer needs and maximize profits.
- Leveraged contacts with satisfied customers to generate referrals and new business.
- Attended trade shows and conferences to promote products and services offered by company.
- Resolved customer complaints quickly and efficiently while maintaining a positive relationship.
- Conducted market research, identified trends, and monitored competitive activities.
- Talked with customers about benefits of solar power in comparison with traditional power services.
Relationship Manager
NIYOGIN FINTECH PVT LTD
CHENNAI
11.2022 - 03.2024
- Managed daily operations including scheduling appointments, coordinating meetings and preparing agendas.
- Handling CA and DSA partner
- Selling Unsecured loans
- Developed business relationship with local merchants and business owners
- Developed loan documents and gathered necessary information from clients.
- Responded promptly to all customer inquiries regarding financing options and services provided by the company.
- Analyzed potential marketing opportunities to develop future business prospects and build pipelines and supported offsite and outbound promotions and sales campaigns.
Assistant Manager
NAMAN FINLEASE LTD
CHENNAI
06.2019 - 11.2022
- Reviewed loan applications, verified income sources, and evaluated collateral value.
- Resolved customer complaints regarding loan services in a timely manner.
- Assisted customers with understanding their options for refinancing existing loans.
- Negotiated terms of loans with borrowers, including interest rates and repayment schedules.
- Evaluated credit reports from major bureaus to assess borrower's ability to repay debt obligations.
Assistant Manager
BAJAJ FINANCE LTD
CHENNAI
11.2018 - 03.2019
- Tracked monthly sales to generate reports for business development planning.
- Verification and approval of loan agreements as per policy
- Getting approval from credit team for PL & BL
- Identified new business opportunities through cold calling
- Educated customers on variety of loan products and available credit options to promote valuable decision-making.
- Reviewed loan agreements to confirm completeness and accuracy.
- Delivered high levels of customer service to facilitate smooth processes.
Junior Relationship Executive
MUTHOOT FINANCE
CHENNAI
06.2014 - 11.2018
- Developed and implemented procedures for appraising gold jewelry based on quality, weight, and market value.
- Built and maintained relationship with new and existing clients for Gold loans
- Deal with Gold loan, Personal loan , Money transfer etc
- Preparing cash bank journal vouchers
- Responded promptly to customer queries via phone, email, or social media platforms.
- Resolved escalated issues from customers in a timely manner.
Sales Executive
APT DENTAL DISTRIBUTOR (3 M BRAND )
CHENNAI
03.2011 - 05.2014
- Developed and implemented sales strategies to meet customer needs and increase revenue.
- Identified new potential markets and developed plans for targeting them.
- Used cold calling and networking to sell products and services.
- Contacted current and potential clients to promote products and services.
Education
B COM -
SRI RAMALINGA ACADEMY OF HIGHER EDUCATION
PONDI07-2013
12 TH STANDARD -
GOPALAPURAM BOYS HR SEC SCHOOL
CHENNAI05-2007
Skills
- Client Acquisition
- PL AND BL
- New business generation
- Sales Management
- Customer Relationship Management (CRM)
Languages
Malayalam
First Language
Tamil
Advanced (C1)
C1
English
Advanced (C1)
C1
Timeline
Senior Executive Sales Representative
CREDIT FAIR
10.2023 - Current
Relationship Manager
NIYOGIN FINTECH PVT LTD
11.2022 - 03.2024
Assistant Manager
NAMAN FINLEASE LTD
06.2019 - 11.2022
Assistant Manager
BAJAJ FINANCE LTD
11.2018 - 03.2019
Junior Relationship Executive
MUTHOOT FINANCE
06.2014 - 11.2018
Sales Executive
APT DENTAL DISTRIBUTOR (3 M BRAND )
03.2011 - 05.2014
B COM -
SRI RAMALINGA ACADEMY OF HIGHER EDUCATION
12 TH STANDARD -
GOPALAPURAM BOYS HR SEC SCHOOL
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