Summary
Overview
Work History
Education
Skills
Languages
Timeline
Generic
P N  UMESH

P N UMESH

CHENNAI

Summary

Customer-oriented sales professional with 12 years of experience building relationships, cultivating partnerships and growing profit channels. Strategic-thinking leader with expertise in expanding network connections, persuasively introducing products, territory development and revealing customer needs to deliver solutions. Highly-motivated employee with desire to take on new challenges. Strong work ethic, adaptability, and exceptional interpersonal skills. Adept at working effectively unsupervised and quickly mastering new skills.

Overview

14
14
years of professional experience

Work History

Assistant Manager

ASHV FINANCE LIMITED (NBFC)
CHENNAI
06.2024 - Current
  • Maintaining a strong relationship with EPC for commercial and industrial solar projects.
  • Coordinated with vendors throughout the process from ordering supplies through delivery of completed projects.
  • Developed and implemented solar energy solutions for residential and commercial customers.
  • Educated clients on the benefits of using renewable energy sources such as solar power.
  • Participated in trade shows, conferences and workshops related to renewable energies.
  • Followed up regularly with existing customers to ensure satisfaction with their purchase.
  • Conducted business development activities such as cold calling potential customers and arranging meetings with prospects.

Senior Sales Manager

CREDIT FAIR (NBFC)
CHENNAI
10.2023 - 06.2024
  • Responded to inquiries from potential customers via email and telephone.
  • Educated homeowners on benefits of solar energy, such as potential savings, lowered environmental impacts, and likely increases in home value.
  • Maintaining a good relationship with solar dealers across TN and KL.
  • Talked with customers about benefits of solar power in comparison with traditional power services.
  • Analyzed customer needs and recommended suitable products or services accordingly.
  • Maintained detailed records of all customer interactions, including notes from sales calls and follow-up activities.
  • Educated clients on the benefits of using renewable energy sources such as solar power.

Assistant Manager

NAMAN FINLEASE LTD(NBFC)
CHENNAI
04.2019 - 09.2023
  • Reviewed customer creditworthiness and prepared loan applications for approval.
  • Provided guidance to customers regarding loan terms, conditions, and eligibility criteria.
  • Evaluated financial, income and credit documentation to make loan decisions.
  • Assisted customers in the selection of personal loan products that best fit their financial needs.
  • Provided guidance to customers regarding the terms and conditions of their loans.
  • Updated client account information and records in company databases.
  • Helped customers make decisions about loans and lines of credit based on availability, terms and benefits.

Assistant Manager

BAJAJ FINANCE LTD(NBFC)
CHENNAI
11.2018 - 03.2019
  • Tracked monthly sales to generate reports for business development planning.
  • Verification and approval of loan agreements as per policy
  • Getting approval from credit team for PL & BL
  • Identified new business opportunities through cold calling
  • Educated customers on variety of loan products and available credit options to promote valuable decision-making.
  • Reviewed loan agreements to confirm completeness and accuracy.
  • Delivered high levels of customer service to facilitate smooth processes.

Relationship Executive

MUTHOOT FINANCE (NBFC)
CHENNAI
06.2014 - 11.2018
  • Developed and implemented procedures for appraising gold jewelry based on quality, weight, and market value.
  • Built and maintained relationship with new and existing clients for Gold loans
  • Deal with Gold loan, Personal loan , Money transfer etc
  • Preparing cash bank journal vouchers

  • Responded promptly to customer queries via phone, email, or social media platforms.
  • Resolved escalated issues from customers in a timely manner.

Sales Executive

APT DENTAL DISTRIBUTOR (3 M BRAND )
CHENNAI
03.2011 - 05.2014
  • Developed and implemented sales strategies to meet customer needs and increase revenue.
  • Identified new potential markets and developed plans for targeting them.
  • Used cold calling and networking to sell products and services.
  • Contacted current and potential clients to promote products and services.

Education

B COM -

SRI RAMALINGA ACADEMY OF HIGHER EDUCATION
PONDI
07-2013

12 TH STANDARD -

GOPALAPURAM BOYS HR SEC SCHOOL
CHENNAI
05-2007

Skills

  • Cold-Calling
  • New Business Development
  • Banking
  • Customer relationships
  • Time management
  • Product knowledge
  • Sales Growth
  • Money Handling

Languages

English
First Language
English
Intermediate (B1)
B1
Tamil
Intermediate (B1)
B1
Malayalam
Intermediate (B1)
B1

Timeline

Assistant Manager

ASHV FINANCE LIMITED (NBFC)
06.2024 - Current

Senior Sales Manager

CREDIT FAIR (NBFC)
10.2023 - 06.2024

Assistant Manager

NAMAN FINLEASE LTD(NBFC)
04.2019 - 09.2023

Assistant Manager

BAJAJ FINANCE LTD(NBFC)
11.2018 - 03.2019

Relationship Executive

MUTHOOT FINANCE (NBFC)
06.2014 - 11.2018

Sales Executive

APT DENTAL DISTRIBUTOR (3 M BRAND )
03.2011 - 05.2014

B COM -

SRI RAMALINGA ACADEMY OF HIGHER EDUCATION

12 TH STANDARD -

GOPALAPURAM BOYS HR SEC SCHOOL
P N UMESH