POOJA DG

• Managed a portfolio of 24 clients, reviewed bookkeeping and financial statements by applying Dutch GAAP and IFRS.
• Directly interacted with clients on a daily basis regarding agreed services, ad-hoc requests, and out-of-scope services, and also gathered necessary details for the preparation and facilitation of financial services.
• Conduct regular follow-ups with debtors to secure payment approvals from clients and ensure the adequacy of bank balances before making payments.
• Billed clients for work done through SAP time writing on a monthly basis, ensuring accurate and timely invoicing.
• Handled client liquidation matters by ensuring compliance with Netherlands law and taxation.
• Collaborated with company lawyers on legal and compliance matters, and issues.
• Engaged with Client Directors and Finance Directors to review and approve financial records and matters.

• Experience in Asia, the Middle East, and European markets (Singapore, Hong Kong, Jordan, Oman, Qatar, Iraq, and Germany); Financial & ALCO Reporting team.
• Preparation and presentation of daily and monthly Balance sheet and other reports for stakeholder purpose.
• Performing variance analysis at the transaction level to substantiate the movements in the balance sheet and provide relevant commentary.
• Preparing quarterly core product analysis to monitor non-maturing product stability.
• Preparing interest margin analysis at a gross and net level for ALM purposes.
• Reviewing market and liquidity-based indicators, like LCR, AD ratio, stress indicators, and WBE, on a weekly basis.
• Preparation and submission of the ALCO Pack, and bucketing the items in the balance sheet based on contractual maturity for ALM purposes.
• Monitoring and reporting on the top depositors and borrowers of the firm..
• Reconciliation of various TP systems with PSGL balances and rectifying the errors in TP to ensure the data quality

MAJOR CONTRIBUTIONS:

• Appreciations from the onshore team on the successful reconciliation of the Marginal Dashboard with the Manual Margin Interest Analysis for ME countries.
• Lead to a quick go-live of the dashboard.
• Elimination of manual work.
• Impact: Cutting down the process time by more than 80% and reducing the operational risk to the firm.
• Played a pivotal role in the successful automation of daily BS across the ME countries, and various monthly reports, which required:

1. End to end process knowledge.

2. Problem solving capabilities and coordinating across teams.

3. Impact: improved efficiency of 40 hours in a month.

• Revamped and simplified the maturity profiling legacy process and deposit concentration, which was consuming loads of time and effort.

1. Elimination of different sources of input and leverage upon a single source (RCO).

2. Eliminating the manual adjustments by employing available tools (like Microsoft Excel).

3. Impact: Cutting down the process time by more than 70% and reducing the operational risk to the firm.

• Successfully implemented the usage of SAP for daily and monthly BS, and other reports from PSGL after performing various UATs and clearing the gaps observed during reconciliation.

• Worked in Barclays Global Services as a Business Analyst in Asia Global Financial reporting
• Group reporting function - Responsible for financial reporting of various Asian entities to Head Office, including the monthly closing, analytical review, and IFRS reporting disclosures
• This also includes FINREP reporting to the European Banking Authority (EBA)
• Statutory financial reporting - Responsible as the legal entity controller for the end-to-end preparation of the annual financial statements in accordance to IFRS, and the Board of Directors review meeting pack
• Managed the audit timelines and liaised with various stakeholders including external auditors, corporate secretary, legal department and product controllers with minimal supervision
• Financial controller - Responsible in ensuring that robust controls are in place

Worked as an Audit Manager for RGN price & co chartered Accountants in the department of Statutory Audit/ Tax Audit of following companies:

• Speed A way Private Ltd (Distributors of Automobile spares)
• Arjun Chemicals Private Ltd (Manufactures of chemical for paper industry)
• Bimetal Bearings Ltd (Manufacturers of engine bearings, bushing, thrust washers, bearing)

Worked as an Industrial Trainee for a year and continued as an External Consultant for 2 years after articleship supporting Finance Team in the area's of:

• Audit Related tasks
• Trading division
• Income Tax related works

• Completed first two years of CA articleship
• Lead the team for Internal Audit of Tidel Park (Annual maintenance Contractors, Provide AMC services and rentals)
• Handled the statutory Audit of Kanchi Karpooram Ltd
• Experience in Statutory Audit of NAC Jewelers
• Handled Internal Audit of Servion Global Solutions Ltd (Business management consultant)

Handled statutory audits of companies, partnership firms and individuals, to name a few :

• Sterling holiday Resorts -(Hotel Industry)
• Apollo Sindoori Group of Hotels (Hotel industry)
• Ace Distributors PLtd - (Journal distributors)
• Morgan Industries (Manufacturer of Adhesive tapes namely Insulation tapes, polyester tapes, Aluminum foil tapes etc.)
• WS Industries (Manufacturers of various types of insulators like Long rod insulators, Solid core insulators, Hollow insulators and also take up Turnkey projects)
• Best and Crompton Engineering Projects Ltd - Take up projects such as Railway Electrification, High Voltage Substation and Transmission Line