PRADEEP KUMAR MISHRA
Kolkata,WB
Summary
Senior BFSI professional with 36+ years of banking experience and deep hands-on expertise in Finacle Core Banking Systems across legacy-to-Finacle migration, customization, PSP upgrades, data cleaning, EDW/MIS development, audit governance, and production delivery. Played a key role in Finacle procurement, DRG finalization, training, customization, and stabilization, and in building enterprise-scale payment and settlement systems. Former Zonal Audit Head overseeing ~750 branches, bringing strong operational discipline, data integrity, and risk control into CBS environments. Currently responsible for day-to-day Finacle operations, PSP upgrades, monitoring frameworks, automation, and OEM coordination.
Overview
39
39
years of professional experience
Work History
Senior Professional – Application Delivery (Finacle / CBS)
DXC Technologies
Kolkata
11.2023 - Current
- Own end-to-end day-to-day Finacle CBS operations, ensuring system stability and uptime
- Execute and support Finacle PSP upgrades, including: Pre-upgrade readiness checks, Data validation and reconciliation, Post-PSP stabilization and issue resolution
- Designed and implemented daily / weekly / monthly CBS monitoring checklists covering: SOD / EOD, Batch jobs, Interface health, Exception and suspense accounts
- Introduced automation for routine monitoring and operational controls using scripts, reports, and custom utilities
- Perform root-cause analysis and resolution of production issues (L2/L3)
- Coordinate with OEM / SI teams for upgrades, patches, and critical incidents
- Ensure audit readiness, data integrity, and regulatory compliance
Senior Advisor – BFSI Practice
Miscot Systems
Kolkata
06.2023 - 11.2023
- Guided design and development of ALM software
- Provided domain inputs on banking regulations, MIS, and risk management
IT Transformation, Finacle, MIS & BPR Lead
Punjab National Bank
04.1987 - 12.2022
- Key contributor to migration from legacy systems to Finacle CBS
- Actively involved in Finacle procurement, DRG finalization, and training rollout
- Led Finacle customization, developing: Menus, Reports, Utilities and productivity tools
- Supported Finacle version upgrades and early PSPs, ensuring data accuracy and business continuity
- Executed large-scale CBS data cleaning and validation during migration
- Designed and developed Enterprise Data Warehouse (EDW) from scratch
- Built 125+ ADF-based MIS reports for business, audit, and regulatory use
- Championed bulk payment systems and settlement platforms
- Single-handedly managed IPO refund operations and dividend payments for two years
- As Head of BPR: Centralized CBS-driven processes, Reduced manual intervention, Improved TAT, compliance, and scalability
Zonal Audit Head
Punjab National Bank
Kolkata
01.2020 - 01.2022
- Headed largest Zonal Audit Office covering ~750 branches & offices
- Led ~100 internal auditors and ~100 external auditors / CA firms
- Oversaw: Risk Based Internal Audit, Concurrent & Revenue Audit, Compliance & Information System Audit, NPA investigations and special audits
- Extensively leveraged Finacle data, MIS, and system controls to strengthen governance
Business Leader – Circle Head
Punjab National Bank
Kolkata
01.2013 - 01.2020
- Headed 5 Circles, each with 60+ branches
- Managed business volumes exceeding ₹10,000 Crores per circle
- Strong exposure to CBS-driven business monitoring, credit operations, and MIS
- Delivered historic performance improvements across assignments
Education
Post Graduate Degree - Statistics
Post Graduate Department of Statistics
Utkal University06-1985
CAIIB -
Indian Institute of Bankers
Independent Director Certification -
Ministry of Corporate Affairs
Power BI & Data Visualization, Data Analytics & Business Intelligence, Programme Management, Project Management
Skills
- Finacle
- Core Banking
- Finacle CBS migration
- Finacle PSP upgrades
- Patch management
- Production support
- Stabilization
- Troubleshooting
- Finacle customization
- CBS data cleaning
- Reconciliation
- Server syncing
- Validation
- Monitoring
- Operational checklists
- SOPs
- Automation of CBS monitoring
- OEM coordination
- SI coordination
- Release management
- Payments & Settlement Systems
- Bulk payment architecture
- Clearing systems
- NECS
- ECS
- RECS
- NACH
- AEPS
- CPSMS
- PFMS
- Enterprise Data Warehouse
- MIS
- Regulatory reporting
- Oracle
- Unix
- Linux
- PHP
- MySQL
- HTML5
- CSS
- Banking
- Audit
- Governance
- Retail
- MSME
- Mid-Corporate
- Agri
- SHG lending
- Compliance
- Inspection
- Investigation
Languages
- English
- Hindi
- Odia
- Bengali
Personal Information
Date of Birth: 12/15/62
Native
Puri, Odisha
Core Skills
Finacle / Core Banking, Finacle CBS migration & rollout, Finacle PSP upgrades & patch management, Production support (L2/L3), stabilization & troubleshooting, Finacle customization (menus, reports, utilities), CBS data cleaning, reconciliation & validation, Day-to-day monitoring, operational checklists & SOPs, Automation of CBS monitoring & controls, OEM / SI coordination & release management, Payments & Settlement Systems, Bulk payment architecture, Clearing systems, NECS / ECS / RECS / NACH, AEPS / CPSMS / PFMS, Enterprise Data Warehouse (EDW), MIS & regulatory reporting, Oracle, Unix / Linux, PHP, MySQL, HTML5, CSS, Retail, MSME, Mid-Corporate, Agri & SHG lending, Audit, compliance, inspection & investigation
Timeline
Senior Professional – Application Delivery (Finacle / CBS)
DXC Technologies
11.2023 - Current
Senior Advisor – BFSI Practice
Miscot Systems
06.2023 - 11.2023
Zonal Audit Head
Punjab National Bank
01.2020 - 01.2022
Business Leader – Circle Head
Punjab National Bank
01.2013 - 01.2020
IT Transformation, Finacle, MIS & BPR Lead
Punjab National Bank
04.1987 - 12.2022
Post Graduate Degree - Statistics
Post Graduate Department of Statistics
CAIIB -
Indian Institute of Bankers
Independent Director Certification -
Ministry of Corporate Affairs