Prajwal Pemmaiah K B
Credit Assessment Officer - Credit Cards
Madikeri
Summary
Highly skilled professional in data evaluation and analysis, offering expertise and valuable insights to your team. Demonstrated ability to create and implement assessment protocols, improving operational efficiency. Recognized for collaborative approach and adaptability, effectively navigating changing requirements and delivering reliable results. Strong focus on continuous improvement, poised to drive success for your organization.
Overview
5
5
years of professional experience
4
4
Languages
Work History
Credit Assessment Officer - Credit Cards
ANZ Support Services India Pvt Ltd
07.2024 - Current
- Evaluate an applicant's financial history, income, assets and liabilities to determine their credit risk
- Use the bank's lending policies and guidelines to assess the applicant's creditworthiness
- Gather relevant information and documentation from the applicant
- Communicate the assessment results to the applicant and other relevant parties
- Ensure that the assessment process meets the bank's quality assurance standards
- Ensure that the assessment process follows the bank's credit policy and code of banking practice
- Participate in training programs to improve assessment and business skills
- Optimized decision-making processes through accurate and timely data-driven recommendations.
Senior Banking Operations Analyst - Home Loans
ANZ Support Services India Pvt Ltd
10.2021 - 07.2024
- Assessing credit worthiness of applicants as a pre-credit analyst at Home Loans
- Specialized in Relationship Manager process as well as trained numerous candidates
- Taken hindsight responsibilities for reviewing the freshers work process.
- Strengthened communication between departments, facilitating a seamless flow of information for faster decision-making processes.
- Spearheaded process automation initiatives, reducing manual efforts required in day-to-day operations tasks significantly.
Business Development Executive
Jaro Education
10.2020 - 10.2021
- Interfacing with clients and providing them with product details from tied up partner institutes
- Achieving enrollment targets. (End to end sales)
- Lead generation through cold calling.
- Counseling prospective students- mostly working executives in various industries.
- Built strong relationships with clients, leading to increased customer satisfaction and repeat business.
Education
Bachelor of Engineering - Mechanical Engineering
Coorg Institute of Technology
Coorg 06.2015 - 09.2020
Pre-University - Science
SDM Residential Pre-University College
Ujire 04.2001 -
Skills
Strategic decision-making
Adaptability to change
Assessment design
Team collaboration
Problem-solving
Risk assessment
Excellent communication
Credit management
Financial analysis
Data analysis
Interpersonal skills
Microsoft office
Timeline
Credit Assessment Officer - Credit Cards
ANZ Support Services India Pvt Ltd
07.2024 - Current
Senior Banking Operations Analyst - Home Loans
ANZ Support Services India Pvt Ltd
10.2021 - 07.2024
Business Development Executive
Jaro Education
10.2020 - 10.2021
Bachelor of Engineering - Mechanical Engineering
Coorg Institute of Technology
06.2015 - 09.2020
Pre-University - Science
SDM Residential Pre-University College
04.2001 -
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