Prakash Sharma
Assistant Credit & Ops Manager
Delhi
Summary
To secure a challenging position in an organization, where I can effectively contribute my skill and full potential as well as for the welfare and development of the organization. Forward-thinking team leader skilled at operating departments efficiently to meet goals. Successful background matching employees with roles for maximum performance. Proactive and hardworking individual focused on continuous operational improvement. Encouraging manager and analytical problem-solver with talents for team building, leading and motivating, as well as excellent customer relations aptitude and relationship-building skills. Proficient in using independent decision-making skills and sound judgment to positively impact company success. Dedicated to applying training, monitoring and morale-building abilities to enhance employee engagement and boost performance.
Overview
5
5
years of professional experience
6
6
years of post-secondary education
Work History
Assistant Credit and Ops Manager
RevFin Services Private Limited
Delhi
05.2021 - Current
- Responsible for Loan Underwriting & Disbursement ( personal loan,LOC )
- Responsible for prepare all the MIS and reports related to disbursement.
- Publishing all the reports dashboard using powerBi, Excel.
- Responsible to prepare the business related tread.
- Responsible for prepare the data for investors presentation.
- Responsible for vehicle insurance, Insurance renewal, customer life insurance.
- Responsible for loan cancellation, vehicle Insurance cancellation, Life insurance cancellation.
- Responsible for all the acclivity from loan approved to disbursement.
- Responsible for fund transfer against disbursement, Partial Disbursement,Refund to customer.
- Responsible to mange the fun in all insurance company wallet to insured the vehicle without any interruption.
- Having Good Knowledge to mange customer Vide KYC, Tele verification Call.
- Having good knowledge the identify the fraud and how to control on them.
- Coordination with sales team to resolve the credit query in fastest way.
- Prepared annual budgets with controls to prevent overages.
- Implemented process improvement to shape organizational culture, optimize procedures for higher efficiency and help company evolve and grow.
- Worked in matrix management environment with oversight of division level managers, operations, sales, finance, human resources, safety and compliance.
- Directed initiatives to improve work environment, company culture or overall business strategy.
Payment specialist
Stashfin Pvt. Ltd
06.2018 - 07.2020
- Responsible for Loan Underwriting & Disbursement ( personal loan,LOC)
- Having good knowledge of fund management.
- Responsible for fund transfer against disbursement.
- Responsible for Reconcile the co-lending disbursement and Incoming payment based on agreement with co-lending company.
- Have Good knowledge of Daily bank recondition and LOC incoming & outgoing data.
- Payment pairing in system as status received from Bank/Partner.
- Responsible to resolve all the department and customer related query.
- Preparing presentation Day Wise and Sending NACH/Cheque Presentation presentation to partner. Taking follow-up with partner for status and customer related query.
- Responsible to present Report all the customer to CIBIL.
- Having experience to manage the disbursement manually more than 200Cr in a single day.
Payment and Reconsilation Officer
Home Credit Finance India PVT. LTD
Gurgaon
09.2016 - 05.2018
- Responsible for manning the NACH & Cheque presentation.
- Responsible for payment pairing in systems which received from partner true NACH/Cheque/Cash.
- Responsible for audit the payment receipt which issued by collection team to the customer against EMI collection.
- Coordinate with collection team and Cash pickup team for status of daily field collection.
- Responsible for mange the reconciliation of all the payment (Incoming and outgoing)
Education
Bachelor of Arts - Art
DDU Gorakhpur
Gorakhpur 06.2020 - Current
High School Diploma -
Board Of Technical Education
Mathura 06.2013 - 07.2016
Skills
Credit score understanding
Additional Information
- , 12th passed (2013) from UP Board. 10th passed (2010) from UP Board. Graduation 3rd year (DDU University)
Timeline
Assistant Credit and Ops Manager
RevFin Services Private Limited
05.2021 - Current
Bachelor of Arts - Art
DDU Gorakhpur
06.2020 - Current
Payment specialist
Stashfin Pvt. Ltd
06.2018 - 07.2020
Payment and Reconsilation Officer
Home Credit Finance India PVT. LTD
09.2016 - 05.2018
High School Diploma -
Board Of Technical Education
06.2013 - 07.2016
Similar Profiles
GODHAN SINGHGODHAN SINGH
Tele Collection Executive at Revfin Services Private LimitedTele Collection Executive at Revfin Services Private Limited
Deepak KumarDeepak Kumar
Sr. Manager - Sales & Opreation at Revfin India Private LimitedSr. Manager - Sales & Opreation at Revfin India Private Limited
Saurabh Kumar SinghSaurabh Kumar Singh
Sr. Solution Specialist at Noventiq Services India Private Limited(Former Softline Services India Private Limited)Sr. Solution Specialist at Noventiq Services India Private Limited(Former Softline Services India Private Limited)