Summary
Overview
Work History
Education
Skills
Personal Information
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Timeline
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Pranita Giri

Pranita Giri

Hyderabad

Summary

Experienced and results-oriented Software Engineer with over 6 years of specialized expertise in the design, development, and implementation of Business Rule Management System (BRMS) applications. Demonstrated success in delivering scalable, high-quality solutions through close collaboration with stakeholders and cross-functional teams. Proven ability to align technology initiatives with business objectives, ensuring efficient and effective process optimization. Currently seeking to contribute to a forward-thinking organization as a Credit Risk developer, with a focus on driving innovation, enhancing operational efficiency, and delivering value within the banking and mortgage industry.

Overview

6
6
years of professional experience

Work History

Assistant Manager - Band 1

ValueMomentum
11.2023 - Current
  • Worked on the rule-based decision engine for personal loan products at Yes Bank. Integrated business logic into Blaze decision tables for credit eligibility, fraud checks, and risk evaluation.
  • Analyzed credit policies and converted them into decisioning rules using Blaze Advisor.
  • Developed and optimized RMA rules for various personal loan scenarios.
  • Conducted large-scale testing using POSTMAN and EMR Studio.
  • Performed unit and regression testing before production release.
  • Coordinated with QA and business stakeholders for UAT and go-live.
  • Project #1: Personal Loan - Decision Engine
  • Client: Yes Bank
  • Tools & Technologies: Blaze Advisor 7.6, GDS Modellica, RMA, POSTMAN, EMR Studio
  • Project #2: Optimus - Lending Platform Automation
  • Client: Yes Bank
  • Tools & Technologies: Blaze Advisor 7.6, JSON, GDS Modellica, DV VDI, EMR Studio

Assistant Manager - Band 1

EXL India Pvt. Ltd.
08.2022 - Current
  • Worked on rule-based decision systems for consumer and commercial cards in the lending domain. Developed and maintained credit risk rules using GDS Modellica.
  • Analyzed business requirements and translated them into technical specifications.
  • Designed, coded, and tested Blaze rules for lending decisions.
  • Performed unit testing, large-scale regression, and contract violation testing.
  • Used POSTMAN and EMR Studio for validating API workflows.
  • Monitored deployments and conducted code audits.
  • Delivered production-ready components under tight deadlines.
  • Client: Lending Club
  • Tools & Tech: GDS Modellica, Blaze Advisor 7.6, POSTMAN, EMR Studio, DV VDI, AWS, JSON

Deputy Manager - Credit Manager & Developer

Axis Bank Pvt. Ltd.
09.2021 - 07.2022
  • Worked on the personal loan rule engine for both IDE and RMA systems. IDE handled templates and functions, while RMA included decision tables for loan terms and eligibility norms.
  • Developed and updated RMA rules as per credit policy guidelines.
  • Conducted UAT testing, policy sign-off, and documentation.
  • Coordinated with business teams to finalize logic and compliance.
  • Managed deployments through DevOps pipeline using uDeploy.
  • Mentored junior team members on SFDC testing and rule maintenance.
  • Client: Axis Bank
  • Tools & Tech: Blaze Advisor 7.6, SFDC, GitHub, uDeploy

Deputy Manager - FICO Blaze Developer

ICICI Bank Ltd.
04.2019 - 07.2021
  • Contributed to automation of loan decisioning for ICICI's New Car Loan (NCL) and Personal Loan products using FICO Blaze Advisor. Integrated business rules at multiple invocation points including OCS, Verification, Underwriting, and Pre-Disbursal stages.
  • Developed and maintained decision rules to automate credit policy validation.
  • Designed eligibility checks including FOIR, LTV, ROI, and income norms.
  • Led rule optimization initiatives to remove redundant policies.
  • Performed UAT testing and supported production deployment.
  • Managed documentation and collaborated with QA teams on policy validation.
  • Clients: ICICI Bank (Car Loan, Personal Loan)
  • Tools & Tech: Blaze Advisor 7.4 / 7.6, RMA, JSON, Postman

Education

Bachelor of Engineering Technology - EEE

ORIENTAL COLLEGE OF ENGINEERING
BHOPAL
04-2016

Skills

  • Proficient in creating and modifying rule artifacts such as generic templates, rule flows, score models, decision tables, and rule sets
  • Skilled in developing custom routines for importing and exporting score models and decision trees between Excel and Blaze Advisor repositories
  • Hands-on experience with Web Services, RESTful APIs, and BPM process environments
  • Knowledgeable in User Acceptance Testing (UAT), production support, and key project management activities including requirement analysis and solution documentation
  • Domain expertise across Banking, Non-Banking Financial Services (NBFCs), and Insurance sectors
  • Performance reviewing

Personal Information

Date of Birth: 12/08/94

Languages

Hindi
First Language
English
Advanced (C1)
C1

Timeline

Assistant Manager - Band 1

ValueMomentum
11.2023 - Current

Assistant Manager - Band 1

EXL India Pvt. Ltd.
08.2022 - Current

Deputy Manager - Credit Manager & Developer

Axis Bank Pvt. Ltd.
09.2021 - 07.2022

Deputy Manager - FICO Blaze Developer

ICICI Bank Ltd.
04.2019 - 07.2021

Bachelor of Engineering Technology - EEE

ORIENTAL COLLEGE OF ENGINEERING

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