Experienced credit professional with a proven track record in leadership and problem-solving. Demonstrated ability to leverage analytical skills and financial expertise to enhance business growth and mitigate risks. Committed to delivering exceptional customer service while ensuring compliance with regulatory standards.
Hi, I’m
Prasad Shinde
Navi Mumbai
Summary
Overview
17
years of professional experience
Work History
Saraswat Co Op Bank Ltd
Manager
05.2013 - Current
Job overview
- Managed post-sanction operations for SME and commercial loan accounts, ensuring end-to-end compliance with sanction terms and internal documentation at the Credit Administration Department.
- Verified sanction letters in line with approved term sheets and decision sheets to ensure accuracy and completeness prior to documentation execution.
- Worked closely with Relationship Managers (RMs) and clients to ensure accurate and complete documentation for loan renewals, modifications, enhancements, and fresh disbursements, ensuring adherence to prescribed timelines.
- Oversaw retail and commercial loan disbursement processes, ensuring all pre-disbursement and post-disbursement conditions were fulfilled as per policy.
- Coordinated with internal teams, legal, and clients for the execution, stamping, and registration of mortgage documents.
- Handled security perfection activities, including charge creation, modification, and release in CERSAI and ROC for mortgage, hypothecation, and collateral securities.
- Cultivated and maintained strong client relationships, offering exceptional service by addressing inquiries, resolving issues, and negotiating favorable loan terms.
- Prepared detailed credit proposals for retail loan applications, highlighting key risks and mitigation strategies for senior management review.
- Ensured strict compliance with internal policies, audit requirements, and regulatory guidelines in all operational activities.
Vans Gypsum Pvt Ltd
Accounts Executive
06.2011 - 12.2012
Job overview
- Preparation of Daily Invoices, Stock Statement & MIS Reports
- Preparation of Monthly Cash Projection Report & Production Plan
- Payroll Accounting, Taxation
- Overall supervision over day to day accounting
- Finalization of Accounts
Chaturvedi Sohan & Co. Chartered Accountants
Audit Assistant
01.2010 - 05.2011
Job overview
- Handled Internal Audit, Limited Reviews & other assignments of Corporates
Mumbai International Airport Ltd (MIAL)
Cargo Assistant
01.2009 - 06.2009
Job overview
Education
Sathaye College, University of MumbaiMaharashtra
Bachelor of Commerce
06.2006
University Overview
62.29%
Sathaye College, University of MumbaiMaharashtra
H.S.C.
06.2003
University Overview
62.83%
Maharashtra State BoardMaharashtra
S.S.C.
06.2001
University Overview
72.13%
Skills
- Commercial loan documentation and disbursement
- Retail loan processing, documentation, and disbursement
- Client relationship management
- Problem solving
- Time management
- Decision making
Certification
- International Trade Finance, 01/01/18, IIBF
- Certificate Course on MSME, 01/01/18, IIBF
- Certified Credit Officer, 09/01/17, IIBF
- Treasury Management, 07/01/16, IIBF
- Diploma in Home Loan Advising, 08/01/15, IIBF
- International Banking & Finance, 08/01/14, IIBF
- CAIIB, 02/01/14, IIBF
- JAIIB, 06/01/13, IIBF
Hobbies and Interests
Hobbies and Interests
- Exploring New places
- Listening Music
- Playing Cricket
Disclaimer
Disclaimer
I hereby confirm that all the details furnished above are authentic and accurate to the best of my belief.Languages
English
Intermediate (B1)
B1
Hindi
Intermediate (B1)
B1
Marathi
Intermediate (B1)
B1
Timeline
Manager
Saraswat Co Op Bank Ltd
05.2013 - Current
Accounts Executive
Vans Gypsum Pvt Ltd
06.2011 - 12.2012
Audit Assistant
Chaturvedi Sohan & Co. Chartered Accountants
01.2010 - 05.2011
Cargo Assistant
Mumbai International Airport Ltd (MIAL)
01.2009 - 06.2009
Sathaye College, University of Mumbai
Bachelor of Commerce
Sathaye College, University of Mumbai
H.S.C.
Maharashtra State Board
S.S.C.