Prashant Kumar
Bhadra
Summary
Dedicated Credit Analyst with a background in reviewing credit bureau reports and communicating with commercial clients.
Knowledgeable in credit approvals and limits. Offering a successful career history comprising more than 4 years 6 Months Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.
Experienced as a Senior Credit officer with over 4 years and 6 Months of experience in Au small finance bank in Credit Department. Excellent reputation for resolving problems and improving Customer Satisfaction.
Overview
6
6
years of professional experience
Work History
Senior Credit Officer
Au Small Finance Bank
Bhadra
10.2019 - Current
- Resolved problems, improved operations and provided exceptional service.
- Reviewed and analyzed credit reports, financial statements, and other relevant documents to determine the risk associated with extending credit to customers.
Business Devlopment Executive
Axis Bank Ltd.
Bhadra
02.2018 - 09.2018
Education
MBA - Financial Services Marketing Operations
Subharti University Jaipur
Jaipur02-2022
Bachelor of Arts -
Maharaja Agarsain PG College Bhadra
Bhadra04-2016
Skills
- Understanding of Cibil Reports
- Cash Flow analysis
- MS Excel
- Understand of Loans
- TVR
- Data Entry
- PD (Personal Discussion)
- Credit Underwriting
- Understanding of Valuation Report for HL & LAP Loans
PROPECT UNDERTAKEN
- Maintain All Management Related Reports. Checking an Outstanding timely our Branch. Watching all Operation related work
Languages
English
First Language
Accomplishments
- Actively participated and won prizes at various school.
- 150% Achievement of Files Disbursement target in every month in Au Bank
PERSONAL PARTICULARS
- Date of Birth : 22 June 1996 Lal
- Date of Birth : 22 June 1996
- Marital Status : Married
- Languages : English, Hindi
- Permanent Add, : Ward No. 17 Shivpura Bass Bhadra. Tehsil-Bhadra, Dist.-Hanumangarh, (Raj.) 335501
Hobbies
- Cricket, cycling, Exercise and Reading Books
DECLARATION
- I hereby declare that the above written particulars are true to the best of my knowledge and belief.
Timeline
Senior Credit Officer
Au Small Finance Bank
10.2019 - Current
Business Devlopment Executive
Axis Bank Ltd.
02.2018 - 09.2018
MBA - Financial Services Marketing Operations
Subharti University Jaipur
Bachelor of Arts -
Maharaja Agarsain PG College Bhadra
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