Summary
Overview
Work History
Education
Skills
Timeline
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Prashant Raj

Summary

Dynamic professional with extensive experience at Wells Fargo, excelling in financial statement analysis and document verification. Proven ability to handle confidential information with discretion and communicate effectively across all management levels. Proficient in MS Office, demonstrating strong attention to detail and independent problem-solving skills to drive team success.

Overview

12
12
years of professional experience

Work History

Specialist-Name Screening

STANDARD CHARTERED
06.2022 - Current
  • Conducting name screening check through internal and external database to identify potential match against watchlist, sanction list, pep & adverse media.
  • Analysing screening results to determine the relevance and risk level of potential matches, escalating high risk cases to appropriate stakeholders for further review and action
  • Investigate and resolve false positive by conducting additional research and analysis and verify customer identities and assess potential risk factor.
  • Maintaining accurate documentation of screening activities, including narratives/ notes finding decision rational etc. in accordance with company policies and regulatory requirements.
  • Collaborate and consult with associates on all levels.
  • Performing other responsibilities as requested by immediate supervisor and Financial Crime Compliance Surveillance unit.
  • Conduct training sessions and educate staff on banking regulations and compliance

Senior Analyst-Document verification Team

ANZ
08.2015 - 09.2017
  • Australian mortgage industry with amicable knowledge of document verification.
  • Thorough in all the deals PEXA, Refinance & Non-Settlement (All the states in Australia), Purchase (WA).
  • Handled PEXA queue.
  • Communicated with solicitor for documents if customers have not provided.
  • Check if customer is eligible for FHOG (First home owner Grant).
  • Make sure that customers have provide Name changing documents.

Associate Financial Analyst

Wells Fargo
05.2013 - 03.2015
  • Part of commercial mortgage servicing team which involves financial statement analysis.
  • Reviewing of property, financial statements provided by the borrower.
  • Quarterly and Annual Analysis of Financial Statements.
  • Variance Analysis performed based on certain thresholds.
  • The financial statement items are replicated into the application by manual data entry.
  • The coding or categorizations of the line items are done as per the IRP (Investor Reporting Pattern) guidelines to the respective headers.
  • Real estate’s taxes, property insurance and debt services adjusted as per the payments made.
  • End result of the analysis is captured through OSAR, which depicts the performance of the property and its flexibility to pay the debt payments.
  • Updating The occupancy details, the physical occupancy of tenants considered for the analysis and the occupancy percentage and the date as per the rent roll are updated accordingly.
  • Cross trained in Process RRA(Rent Roll Analysis) and delivered production in the same for a specified time period.
  • Preparing monthly performance report at the end of every month.
  • Spoc for careful and timely updating of Time Sheet tool and ensuring the productivity of the team is computed appropriately.
  • Assisting the FLM in conducting interviews and conducted process training for new hires.

Education

B.com -

Jain University
04.2013

Skills

  • Be able to handle highly confidential information professionally and with appropriate discretion
  • Highly effective verbal communication skills and the ability to interact with all levels of management
  • Have strong written and verbal communications skills, attention to detail and effective time management skills
  • Proficient in MS Office, including MS Word and Excel
  • Possess the ability to research and resolve issues independently while working across teams to acquire information

Timeline

Specialist-Name Screening

STANDARD CHARTERED
06.2022 - Current

Senior Analyst-Document verification Team

ANZ
08.2015 - 09.2017

Associate Financial Analyst

Wells Fargo
05.2013 - 03.2015

B.com -

Jain University

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Prashant Raj