Prashant Sharma
Summary
Experienced Risk Associate with a demonstrated history of working in the financial services industry with 9+ Years. Skilled in Python, SAS, SQL, Data and Innovation for Mortgage Banking and driving Innovation. Strong information technology professional with focused in Computer Science.
Overview
9
9
years of professional experience
1
1
Certification
Work History
Manager
Bank Of America
04.2022 - Current
- Implementation of the New Policy changes for the Troubled Debt Restructuring (TDR)for the Financial Difficulty Loan. spared across Three service system and Central Rule Decision Engine (CRDE).
- Tableau Conversion of the Governance Reconciliation Report.
Risk Associate
JP Morgan Chase
02.2020 - 03.2022
- Implemented new COVID-related forbearance strategy logic to identify default, delinquent loans within and after the forbearance period. Collaborated closely with the strategy, central forecasting, and capital modeling teams in order to understand the requirements and implement the changes.
- Worked closely with the central forecasting team to implement streamlined modified loans special treatment for asset wealth management category.
- Established and automated the process to generate the data for different portfolios on a monthly basis, which is used as a part of the central forecasting monthly report.
- Primarily for including all modified, delinquent, and pipeline loans.
- Worked on model analytics projects, which include data validation, pre-implementation testing, RWA impact assessment, using quantified model parameters for Home Equity portfolio.
Risk Analyst
JP Morgan Chase
08.2018 - 01.2020
- Monthly run the code, track the historic data of accounts, and on the basis of the behavior of account using classifation techniques and a tagging them as high risk
- Develop new or modified existing SAS programs to load data from the source and create study specific datasets
- Override the wrong values with the new implementation of logic and validate the code fix and data
- Write scripts on SAS and SQL and automate them.
Sr. Analyst
Aon Hewitt
07.2015 - 06.2018
- Gathering requirements from Onshore Counterparts and Client
- And analyzing the data received from the client
- Working on Adhoc request to fetch the list of participants eligible under Defined Contribution Plan and automating the codes using various Macro Techniques
- Performing various Sanity Checks and Analysis on different Savings Plan.
Education
Graduation - Mathematics and Computer Science
B.Tech Maharana Pratap Engineering College
Kanpur06.2015
Skills
- SAS
- SAS Macro
- PROC SQL
- Python
- Credit Risk Analytics
- Strategic Analytics
- Quantitative Analytics
- Unix
Certification
- GIAC Python Coder (GPYC), IIT Chennai
- Python: Working with Predictive Analytics, LinkedIn
Accomplishments
- Five Key Award 2021 - Recognition for performing above and beyond
- The Spot Award - 2020 - Delivery for Excellent Business Results
- Bronze Award - 2022
- Gold Award - 2023
Projects
Asset Wealth Streamline Modification, 02/2021, 04/2021, Worked closely with central forecasting team to implement streamline modified loans special treatment for asset wealth management category. With this update managed to save 6 hours/month and received appreciations for this process efficiency Forbearance implementation for CCAR, 04/2020, 10/2020, Implemented new Covid related forbearance strategy logic to identify Default/Delinquent loan within and after forbearance period, collaborated closely with strategy, central forecasting and capitol modeling team in order to understand the trend & Performed Covid-19 trend analysis across different products and channel activity. Servicing and Sub-servicing Portfolio, 02/2019, 05/2020, Established and automated the process to generate the data for different portfolio on monthly basis that is used as a part of central forecasting monthly report. Primarily for including all modified, delinquent and pipeline loans.
Timeline
Manager
Bank Of America
04.2022 - Current
Risk Associate
JP Morgan Chase
02.2020 - 03.2022
Risk Analyst
JP Morgan Chase
08.2018 - 01.2020
Sr. Analyst
Aon Hewitt
07.2015 - 06.2018
Graduation - Mathematics and Computer Science
B.Tech Maharana Pratap Engineering College
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