Summary
Overview
Work History
Education
Skills
Accomplishments
Software
singing and cooking
Timeline
PRASUNA KUCHIPUDI

PRASUNA KUCHIPUDI

Assistant Bank Manager
TANUKU,ANDHRA PRADESH

Summary

Hardworking Credit Officer well-versed in reviewing financial documents, preparing loan packages and making recommendations based on risk values. Detail-oriented and thorough with excellent judgment and good verbal and written communication strengths. Effective at keeping customer loans in line with bank and legal guidelines through systematic assessments of property values and borrower histories. Dedicated to optimizing bank portfolios by balancing risk with profitability.

Hardworking and passionate job seeker with strong organizational skills eager to secure Credit Officer position. Ready to help team achieve company goals.

Overview

10
10
years of professional experience
2
2
Language

Work History

Credit Officer

CHAITANYA GODAVARI GRAMEENA BANK
TANUKU
06.2023 - Current
  • Recommended approval or disapproval of commercial, real estate or credit loans.
  • Obtained and reviewed credit reports, credit references, credit insurance and financial statements to establish credit limits for new accounts.
  • Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
  • Reviewed and verified income, credit reports and employment histories for each borrower.
  • Adhered to banking standards and government lending guidelines for loan services.
  • Optimized credit approval and collection processes, improving operational efficiencies by over 70 %

Assistant Manager

CHAITANYA GODAVARI GRAMEENA BANK
GUNTUR
03.2021 - 05.2023
  • Reviewed sales and gross profit report to assess company efficiency.
  • Completed regular inventory counts to verify stock levels, address discrepancies, and forecast future needs.
  • Monitored cash intake and deposit records, increasing accuracy, and reducing discrepancies.
  • Developed loyal and highly satisfied customer base through proactive management of team customer service strategies.
  • Mentored team members to enhance professional development and accountability in workplace.
  • Offered hands-on assistance to customers, assessing needs, and maintaining current knowledge of consumer preferences.
  • Developed strategy to increase sales and drive profits.
  • Maintained positive customer relations by addressing problems head-on and implementing successful corrective actions.
  • Successfully managed budgets and allocated resources to maximize productivity and profitability.
  • Increased business by 40% every year.

Office Administrative Assistant

CHAITANYA GODAVARI GRAMEENA BANK
GUNTUR
07.2018 - 03.2021
  • Created and updated records and files to maintain document compliance.
  • Greeted incoming visitors and customers professionally and provided friendly, knowledgeable assistance.
  • Created and updated physical records and digital files to maintain current, accurate, and compliant documentation.
  • Updated spreadsheets and databases to track, analyze, and report on performance and sales data.
  • Sorted, opened, and routed mail and deliveries to meet business requirements.
  • Achieved all the set targets with ease.

Cashier

CHAITANYA GODAVARI GRAMEENA BANK
DUGGIRALA
04.2014 - 06.2018
  • Addressed customer needs and made product recommendations to increase sales.
  • Operated cash register for cash, check, and credit card transactions with excellent accuracy levels.
  • Worked flexible schedule and extra shifts to meet business needs.
  • Built relationships with customers to encourage repeat business.
  • Counted money in cash drawers at beginning and end of shifts to maintain accuracy.
  • Awarded best cashier among colleagues.

Education

Bachelor of Pharmacy - Bpharmacy

ASN PHARMACY COLLEGE, Tenali
05-2012

Master of Pharmacy - Pharmaceutical Sciences

SIDDHARTHA INSTITUTE OF PHARMACEUTICAL SCIENCES, JONNALAGADDA
08-2014

Diploma in Banking And Finance - Junior Associate of The Indian Institute of Banker

Indian Institute of Banking & Finance (IIBF), Mumbai
05-2017

Bachelors in Banking And Finance - Certified Associate of Indian Institute of Bankers

Indian Institute of Banking & Finance (IIBF), Mumbai
03-2020

Skills

  • Delinquency monitoring
  • Documentation preparation
  • Customer Relations
  • Loan recommendations
  • Financial statement review
  • Credit validations
  • Account management
  • Credit Assessments
  • Property Evaluation
  • Customer Relationship Management

Accomplishments

  • Used Microsoft Excel to develop inventory tracking spreadsheets.

Software

Plumbee, finacle

singing and cooking

i love to listen some old classic songs before going to sleep. During day time i would like to cook traditional dishes to my family members.

Timeline

Credit Officer - CHAITANYA GODAVARI GRAMEENA BANK
06.2023 - Current
Assistant Manager - CHAITANYA GODAVARI GRAMEENA BANK
03.2021 - 05.2023
Office Administrative Assistant - CHAITANYA GODAVARI GRAMEENA BANK
07.2018 - 03.2021
Cashier - CHAITANYA GODAVARI GRAMEENA BANK
04.2014 - 06.2018
ASN PHARMACY COLLEGE - Bachelor of Pharmacy, Bpharmacy
SIDDHARTHA INSTITUTE OF PHARMACEUTICAL SCIENCES - Master of Pharmacy, Pharmaceutical Sciences
Indian Institute of Banking & Finance (IIBF) - Diploma in Banking And Finance, Junior Associate of The Indian Institute of Banker
Indian Institute of Banking & Finance (IIBF) - Bachelors in Banking And Finance, Certified Associate of Indian Institute of Bankers

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PRASUNA KUCHIPUDIAssistant Bank Manager