Summary
Overview
Work History
Education
Skills
Timeline
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Pratham Nigam

Pratham Nigam

Business Head - Digital Lending

Summary

Currently Business Head for Digital Lending at Propelld, my goal is to leverage my wealth of experience to steer strategic growth and elevate profitability for a cutting-edge organization. With a demonstrated history of effectively overseeing P&L, optimizing operational efficiency, and directing cross-functional teams, I am fully equipped to spearhead successful business initiatives. My proficiency in retail lending, sales, product management, alliance-building, and financial analysis enables me to craft groundbreaking strategies that amplify customer satisfaction and propel revenue growth.

Overview

9
9
years of professional experience
7
7
years of post-secondary education

Work History

Business Head - Digital Consumer Lending

Propelld
Bengaluru
06.2019 - Current
  • Propelld - Future of Education Financing
  • Successfully managed a retail lending portfolio with AUM 1000 Cr, overseeing all aspects of the P&L
  • Developed and executed a highly effective partnership strategy, leading to a significant increase in customer acquisition
  • Achieved profitability from Day 1 by implementing strategic cost-saving measures, streamlining business operations
  • Expertly managed lending alliances with various NBFCs and oversaw the migration from pre-DLG to post-DLG era
  • Demonstrated strong leadership skills by spearheading product development initiatives in collaboration with cross-functional teams
  • Maintained and nurtured relationships with key accounts, driving sales performance of a team of over 50 members
  • Negotiated and secured a major partnership with a leading industry player, resulting in a significant revenue boost for the company.
  • Developed and implemented successful strategies for building company sales.

Marketing and Sales

Learning Potato
Pune
04.2018 - 06.2019


  • Grew Learning Potato sales from 0 to 1, ~50L revenue in first year
  • One of the early Sales member, worked closely with founder to built new sales funnels
  • Overlooked a team of sales and interns while managing more than 1000 Partner teachers
  • Performance marketing and partnership associations for the company
  • Exited after initial growth due to differences in scaling plans for the company

Senior Analyst

Flex ( Formerly Flextronics India Pvt Ltd)
Pune
06.2014 - 08.2016
  • Investigated buying processes and implemented resolutions to reduce inventories.
  • Validated costs and onboarding new vendors.
  • Coordinated with suppliers across east asia for Flex - Americas and Flex- India

Summer Internship

Uber India
Pune
  • Created and optimized records management strategies to coordinate and protect information.
  • Wrote and edited professional-level documents for
  • Produced spreadsheets and updates with latest information.
  • Answered phones, provided information and took messages.

Education

Bachelors of Engineerig - Electrical Engineering

KKWIEER ( University of Pune)
08.2009 - 05.2014

Masters of Business Administration - Marketing

PUMBA
08.2016 - 05.2018

Skills

    Business planning

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Timeline

Business Head - Digital Consumer Lending

Propelld
06.2019 - Current

Marketing and Sales

Learning Potato
04.2018 - 06.2019

Masters of Business Administration - Marketing

PUMBA
08.2016 - 05.2018

Senior Analyst

Flex ( Formerly Flextronics India Pvt Ltd)
06.2014 - 08.2016

Bachelors of Engineerig - Electrical Engineering

KKWIEER ( University of Pune)
08.2009 - 05.2014

Summer Internship

Uber India
Pratham NigamBusiness Head - Digital Lending